▼ 0.50% · 3.625%
HK$18,451
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,025
−HK$583/mo
Today · 4.125%
HK$19,608
baseline
▲ 0.50% · 4.625%
HK$20,801
+HK$1,193/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,216/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,526
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,077
−HK$558/mo
Today · 4.125%
HK$21,635
baseline
▲ 0.50% · 4.625%
HK$22,776
+HK$1,141/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,270/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,296
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,927
−HK$642/mo
Today · 4.125%
HK$21,569
baseline
▲ 0.50% · 4.625%
HK$22,881
+HK$1,312/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,138/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,579
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,185
−HK$614/mo
Today · 4.125%
HK$23,799
baseline
▲ 0.50% · 4.625%
HK$25,053
+HK$1,254/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,598/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,141
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,830
−HK$700/mo
Today · 4.125%
HK$23,530
baseline
▲ 0.50% · 4.625%
HK$24,961
+HK$1,431/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$47,060/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,632
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,292
−HK$670/mo
Today · 4.125%
HK$25,962
baseline
▲ 0.50% · 4.625%
HK$27,331
+HK$1,369/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$51,924/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,986
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,732
−HK$758/mo
Today · 4.125%
HK$25,490
baseline
▲ 0.50% · 4.625%
HK$27,041
+HK$1,551/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$50,980/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,684
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,400
−HK$726/mo
Today · 4.125%
HK$28,126
baseline
▲ 0.50% · 4.625%
HK$29,609
+HK$1,483/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,252/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,831
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,635
−HK$816/mo
Today · 4.125%
HK$27,451
baseline
▲ 0.50% · 4.625%
HK$29,121
+HK$1,670/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$54,902/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,737
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,508
−HK$782/mo
Today · 4.125%
HK$30,290
baseline
▲ 0.50% · 4.625%
HK$31,886
+HK$1,596/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$60,580/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,676
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,537
−HK$875/mo
Today · 4.125%
HK$29,412
baseline
▲ 0.50% · 4.625%
HK$31,202
+HK$1,790/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,824/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,790
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,615
−HK$838/mo
Today · 4.125%
HK$32,453
baseline
▲ 0.50% · 4.625%
HK$34,164
+HK$1,711/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,906/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,521
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,440
−HK$933/mo
Today · 4.125%
HK$31,373
baseline
▲ 0.50% · 4.625%
HK$33,282
+HK$1,909/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$62,746/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,842
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,723
−HK$894/mo
Today · 4.125%
HK$34,617
baseline
▲ 0.50% · 4.625%
HK$36,441
+HK$1,824/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$69,234/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,367
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,342
−HK$991/mo
Today · 4.125%
HK$33,333
baseline
▲ 0.50% · 4.625%
HK$35,362
+HK$2,029/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,666/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,895
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,831
−HK$949/mo
Today · 4.125%
HK$36,780
baseline
▲ 0.50% · 4.625%
HK$38,719
+HK$1,939/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,560/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,212
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,245
−HK$1,049/mo
Today · 4.125%
HK$35,294
baseline
▲ 0.50% · 4.625%
HK$37,442
+HK$2,148/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$70,588/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,948
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,938
−HK$1,006/mo
Today · 4.125%
HK$38,944
baseline
▲ 0.50% · 4.625%
HK$40,997
+HK$2,053/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$77,888/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,748 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).