▼ 0.50% · 3.625%
HK$18,886
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,473
−HK$597/mo
Today · 4.125%
HK$20,070
baseline
▲ 0.50% · 4.625%
HK$21,291
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,140/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,010
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,574
−HK$571/mo
Today · 4.125%
HK$22,145
baseline
▲ 0.50% · 4.625%
HK$23,313
+HK$1,168/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,290/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,774
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,421
−HK$656/mo
Today · 4.125%
HK$22,077
baseline
▲ 0.50% · 4.625%
HK$23,420
+HK$1,343/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,154/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,111
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,731
−HK$629/mo
Today · 4.125%
HK$24,360
baseline
▲ 0.50% · 4.625%
HK$25,644
+HK$1,284/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,720/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,663
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$716/mo
Today · 4.125%
HK$24,084
baseline
▲ 0.50% · 4.625%
HK$25,550
+HK$1,466/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,168/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,212
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,889
−HK$685/mo
Today · 4.125%
HK$26,574
baseline
▲ 0.50% · 4.625%
HK$27,975
+HK$1,401/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,148/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,552
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,315
−HK$776/mo
Today · 4.125%
HK$26,091
baseline
▲ 0.50% · 4.625%
HK$27,679
+HK$1,588/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,182/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,313
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,046
−HK$743/mo
Today · 4.125%
HK$28,789
baseline
▲ 0.50% · 4.625%
HK$30,307
+HK$1,518/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,578/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,440
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,263
−HK$835/mo
Today · 4.125%
HK$28,098
baseline
▲ 0.50% · 4.625%
HK$29,808
+HK$1,710/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$56,196/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,414
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,203
−HK$801/mo
Today · 4.125%
HK$31,004
baseline
▲ 0.50% · 4.625%
HK$32,638
+HK$1,634/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$62,008/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,329
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,210
−HK$895/mo
Today · 4.125%
HK$30,105
baseline
▲ 0.50% · 4.625%
HK$31,937
+HK$1,832/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,210/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,515
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,361
−HK$857/mo
Today · 4.125%
HK$33,218
baseline
▲ 0.50% · 4.625%
HK$34,969
+HK$1,751/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,436/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,217
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,157
−HK$955/mo
Today · 4.125%
HK$32,112
baseline
▲ 0.50% · 4.625%
HK$34,066
+HK$1,954/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,224/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,616
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,518
−HK$915/mo
Today · 4.125%
HK$35,433
baseline
▲ 0.50% · 4.625%
HK$37,300
+HK$1,867/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,866/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,106
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,105
−HK$1,014/mo
Today · 4.125%
HK$34,119
baseline
▲ 0.50% · 4.625%
HK$36,195
+HK$2,076/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,238/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,717
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,675
−HK$972/mo
Today · 4.125%
HK$37,647
baseline
▲ 0.50% · 4.625%
HK$39,632
+HK$1,985/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,294/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,994
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,052
−HK$1,074/mo
Today · 4.125%
HK$36,126
baseline
▲ 0.50% · 4.625%
HK$38,324
+HK$2,198/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,252/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,818
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,833
−HK$1,029/mo
Today · 4.125%
HK$39,862
baseline
▲ 0.50% · 4.625%
HK$41,963
+HK$2,101/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,724/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,470 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).