▼ 0.50% · 3.625%
HK$21,003
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,656
−HK$664/mo
Today · 4.125%
HK$22,320
baseline
▲ 0.50% · 4.625%
HK$23,678
+HK$1,358/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,640/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,365
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$23,992
−HK$636/mo
Today · 4.125%
HK$24,628
baseline
▲ 0.50% · 4.625%
HK$25,926
+HK$1,298/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,256/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,103
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,821
−HK$731/mo
Today · 4.125%
HK$24,552
baseline
▲ 0.50% · 4.625%
HK$26,045
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.07M · min. income ≈ HK$49,104/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,702
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,391
−HK$699/mo
Today · 4.125%
HK$27,090
baseline
▲ 0.50% · 4.625%
HK$28,518
+HK$1,428/mo
Deposit HK$4.14M · loan HK$5.07M · min. income ≈ HK$54,180/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,203
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,987
−HK$797/mo
Today · 4.125%
HK$26,784
baseline
▲ 0.50% · 4.625%
HK$28,413
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$53,568/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,038
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,790
−HK$763/mo
Today · 4.125%
HK$29,553
baseline
▲ 0.50% · 4.625%
HK$31,111
+HK$1,558/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$59,106/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,303
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,153
−HK$863/mo
Today · 4.125%
HK$29,016
baseline
▲ 0.50% · 4.625%
HK$30,781
+HK$1,765/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$58,032/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,375
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,189
−HK$827/mo
Today · 4.125%
HK$32,016
baseline
▲ 0.50% · 4.625%
HK$33,703
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$64,032/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,404
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,318
−HK$929/mo
Today · 4.125%
HK$31,247
baseline
▲ 0.50% · 4.625%
HK$33,149
+HK$1,902/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,494/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,711
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,589
−HK$890/mo
Today · 4.125%
HK$34,479
baseline
▲ 0.50% · 4.625%
HK$36,296
+HK$1,817/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,958/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,504
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,484
−HK$995/mo
Today · 4.125%
HK$33,479
baseline
▲ 0.50% · 4.625%
HK$35,517
+HK$2,038/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,958/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,048
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,988
−HK$953/mo
Today · 4.125%
HK$36,941
baseline
▲ 0.50% · 4.625%
HK$38,888
+HK$1,947/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,882/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,604
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,649
−HK$1,062/mo
Today · 4.125%
HK$35,711
baseline
▲ 0.50% · 4.625%
HK$37,884
+HK$2,173/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,422/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,384
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,387
−HK$1,017/mo
Today · 4.125%
HK$39,404
baseline
▲ 0.50% · 4.625%
HK$41,481
+HK$2,077/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,808/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,704
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,815
−HK$1,128/mo
Today · 4.125%
HK$37,943
baseline
▲ 0.50% · 4.625%
HK$40,252
+HK$2,309/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,886/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,721
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,786
−HK$1,081/mo
Today · 4.125%
HK$41,867
baseline
▲ 0.50% · 4.625%
HK$44,074
+HK$2,207/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,734/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,805
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,981
−HK$1,194/mo
Today · 4.125%
HK$40,175
baseline
▲ 0.50% · 4.625%
HK$42,620
+HK$2,445/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,350/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,057
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,185
−HK$1,145/mo
Today · 4.125%
HK$44,330
baseline
▲ 0.50% · 4.625%
HK$46,666
+HK$2,336/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,660/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,063 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).