▼ 0.50% · 3.625%
HK$19,506
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,113
−HK$616/mo
Today · 4.125%
HK$20,729
baseline
▲ 0.50% · 4.625%
HK$21,991
+HK$1,262/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,458/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,701
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,283
−HK$590/mo
Today · 4.125%
HK$22,873
baseline
▲ 0.50% · 4.625%
HK$24,079
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,746/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,457
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,124
−HK$678/mo
Today · 4.125%
HK$22,802
baseline
▲ 0.50% · 4.625%
HK$24,190
+HK$1,388/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,604/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,871
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,511
−HK$649/mo
Today · 4.125%
HK$25,160
baseline
▲ 0.50% · 4.625%
HK$26,486
+HK$1,326/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,320/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,408
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,136
−HK$739/mo
Today · 4.125%
HK$24,875
baseline
▲ 0.50% · 4.625%
HK$26,389
+HK$1,514/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,750/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,041
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,739
−HK$709/mo
Today · 4.125%
HK$27,448
baseline
▲ 0.50% · 4.625%
HK$28,894
+HK$1,446/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,896/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,358
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,147
−HK$801/mo
Today · 4.125%
HK$26,948
baseline
▲ 0.50% · 4.625%
HK$28,588
+HK$1,640/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,896/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,211
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,967
−HK$768/mo
Today · 4.125%
HK$29,735
baseline
▲ 0.50% · 4.625%
HK$31,302
+HK$1,567/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,470/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,309
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,158
−HK$863/mo
Today · 4.125%
HK$29,021
baseline
▲ 0.50% · 4.625%
HK$30,787
+HK$1,766/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,042/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,381
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,196
−HK$826/mo
Today · 4.125%
HK$32,022
baseline
▲ 0.50% · 4.625%
HK$33,710
+HK$1,688/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,044/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,259
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,170
−HK$924/mo
Today · 4.125%
HK$31,094
baseline
▲ 0.50% · 4.625%
HK$32,986
+HK$1,892/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,188/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,551
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,424
−HK$885/mo
Today · 4.125%
HK$34,309
baseline
▲ 0.50% · 4.625%
HK$36,118
+HK$1,809/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,618/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,210
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,181
−HK$986/mo
Today · 4.125%
HK$33,167
baseline
▲ 0.50% · 4.625%
HK$35,185
+HK$2,018/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,334/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,721
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,652
−HK$945/mo
Today · 4.125%
HK$36,597
baseline
▲ 0.50% · 4.625%
HK$38,526
+HK$1,929/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,194/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,161
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,192
−HK$1,048/mo
Today · 4.125%
HK$35,240
baseline
▲ 0.50% · 4.625%
HK$37,384
+HK$2,144/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,480/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,891
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,880
−HK$1,004/mo
Today · 4.125%
HK$38,884
baseline
▲ 0.50% · 4.625%
HK$40,934
+HK$2,050/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,768/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,111
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,203
−HK$1,110/mo
Today · 4.125%
HK$37,313
baseline
▲ 0.50% · 4.625%
HK$39,583
+HK$2,270/mo
Deposit HK$855K · loan HK$7.70M · min. income ≈ HK$74,626/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,061
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,109
−HK$1,062/mo
Today · 4.125%
HK$41,171
baseline
▲ 0.50% · 4.625%
HK$43,341
+HK$2,170/mo
Deposit HK$855K · loan HK$7.70M · min. income ≈ HK$82,342/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,633 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).