▼ 0.50% · 3.625%
HK$18,296
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,866
−HK$578/mo
Today · 4.125%
HK$19,444
baseline
▲ 0.50% · 4.625%
HK$20,627
+HK$1,183/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,888/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,355
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,900
−HK$554/mo
Today · 4.125%
HK$21,454
baseline
▲ 0.50% · 4.625%
HK$22,585
+HK$1,131/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,908/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,126
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,752
−HK$636/mo
Today · 4.125%
HK$21,388
baseline
▲ 0.50% · 4.625%
HK$22,690
+HK$1,302/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,776/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,390
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,991
−HK$609/mo
Today · 4.125%
HK$23,600
baseline
▲ 0.50% · 4.625%
HK$24,844
+HK$1,244/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,200/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,956
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,639
−HK$694/mo
Today · 4.125%
HK$23,333
baseline
▲ 0.50% · 4.625%
HK$24,752
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,666/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,425
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,081
−HK$664/mo
Today · 4.125%
HK$25,745
baseline
▲ 0.50% · 4.625%
HK$27,102
+HK$1,357/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,490/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,785
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,525
−HK$752/mo
Today · 4.125%
HK$25,277
baseline
▲ 0.50% · 4.625%
HK$26,815
+HK$1,538/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,554/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,461
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,171
−HK$720/mo
Today · 4.125%
HK$27,891
baseline
▲ 0.50% · 4.625%
HK$29,361
+HK$1,470/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,782/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,615
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,412
−HK$809/mo
Today · 4.125%
HK$27,221
baseline
▲ 0.50% · 4.625%
HK$28,878
+HK$1,657/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,442/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,496
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,261
−HK$775/mo
Today · 4.125%
HK$30,036
baseline
▲ 0.50% · 4.625%
HK$31,619
+HK$1,583/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,072/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,445
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,298
−HK$868/mo
Today · 4.125%
HK$29,166
baseline
▲ 0.50% · 4.625%
HK$30,940
+HK$1,774/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,332/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,532
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,351
−HK$830/mo
Today · 4.125%
HK$32,181
baseline
▲ 0.50% · 4.625%
HK$33,878
+HK$1,697/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,362/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,274
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,185
−HK$925/mo
Today · 4.125%
HK$31,110
baseline
▲ 0.50% · 4.625%
HK$33,003
+HK$1,893/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$62,220/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,567
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,441
−HK$886/mo
Today · 4.125%
HK$34,327
baseline
▲ 0.50% · 4.625%
HK$36,136
+HK$1,809/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$68,654/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,104
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,071
−HK$983/mo
Today · 4.125%
HK$33,054
baseline
▲ 0.50% · 4.625%
HK$35,066
+HK$2,012/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,108/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,603
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,531
−HK$941/mo
Today · 4.125%
HK$36,472
baseline
▲ 0.50% · 4.625%
HK$38,395
+HK$1,923/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,944/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,934
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,958
−HK$1,041/mo
Today · 4.125%
HK$34,999
baseline
▲ 0.50% · 4.625%
HK$37,128
+HK$2,129/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,998/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,638
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,621
−HK$997/mo
Today · 4.125%
HK$38,618
baseline
▲ 0.50% · 4.625%
HK$40,653
+HK$2,035/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,236/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,716 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).