▼ 0.50% · 3.625%
HK$20,692
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,335
−HK$654/mo
Today · 4.125%
HK$21,989
baseline
▲ 0.50% · 4.625%
HK$23,327
+HK$1,338/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,978/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,019
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,637
−HK$626/mo
Today · 4.125%
HK$24,263
baseline
▲ 0.50% · 4.625%
HK$25,542
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,526/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,761
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,469
−HK$719/mo
Today · 4.125%
HK$24,188
baseline
▲ 0.50% · 4.625%
HK$25,660
+HK$1,472/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,376/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,321
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,000
−HK$689/mo
Today · 4.125%
HK$26,689
baseline
▲ 0.50% · 4.625%
HK$28,096
+HK$1,407/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,378/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,830
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,603
−HK$784/mo
Today · 4.125%
HK$26,387
baseline
▲ 0.50% · 4.625%
HK$27,993
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,774/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,623
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,364
−HK$752/mo
Today · 4.125%
HK$29,116
baseline
▲ 0.50% · 4.625%
HK$30,650
+HK$1,534/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,232/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,899
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,736
−HK$850/mo
Today · 4.125%
HK$28,586
baseline
▲ 0.50% · 4.625%
HK$30,326
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,172/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,925
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,728
−HK$814/mo
Today · 4.125%
HK$31,542
baseline
▲ 0.50% · 4.625%
HK$33,205
+HK$1,663/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,084/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,969
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,870
−HK$915/mo
Today · 4.125%
HK$30,785
baseline
▲ 0.50% · 4.625%
HK$32,658
+HK$1,873/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,570/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,227
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,092
−HK$876/mo
Today · 4.125%
HK$33,968
baseline
▲ 0.50% · 4.625%
HK$35,759
+HK$1,791/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,936/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,038
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,003
−HK$981/mo
Today · 4.125%
HK$32,984
baseline
▲ 0.50% · 4.625%
HK$34,991
+HK$2,007/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$65,968/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,529
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,455
−HK$940/mo
Today · 4.125%
HK$36,395
baseline
▲ 0.50% · 4.625%
HK$38,313
+HK$1,918/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,790/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,107
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,137
−HK$1,046/mo
Today · 4.125%
HK$35,183
baseline
▲ 0.50% · 4.625%
HK$37,324
+HK$2,141/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$70,366/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,831
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,819
−HK$1,002/mo
Today · 4.125%
HK$38,821
baseline
▲ 0.50% · 4.625%
HK$40,867
+HK$2,046/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$77,642/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,176
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,270
−HK$1,112/mo
Today · 4.125%
HK$37,382
baseline
▲ 0.50% · 4.625%
HK$39,657
+HK$2,275/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,764/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,133
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,183
−HK$1,064/mo
Today · 4.125%
HK$41,247
baseline
▲ 0.50% · 4.625%
HK$43,421
+HK$2,174/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,494/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,245
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,404
−HK$1,177/mo
Today · 4.125%
HK$39,581
baseline
▲ 0.50% · 4.625%
HK$41,989
+HK$2,408/mo
Deposit HK$907K · loan HK$8.17M · min. income ≈ HK$79,162/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,435
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,546
−HK$1,128/mo
Today · 4.125%
HK$43,674
baseline
▲ 0.50% · 4.625%
HK$45,976
+HK$2,302/mo
Deposit HK$907K · loan HK$8.17M · min. income ≈ HK$87,348/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,434 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).