▼ 0.50% · 3.625%
HK$19,038
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,630
−HK$601/mo
Today · 4.125%
HK$20,231
baseline
▲ 0.50% · 4.625%
HK$21,462
+HK$1,231/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,462/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,179
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,747
−HK$576/mo
Today · 4.125%
HK$22,323
baseline
▲ 0.50% · 4.625%
HK$23,500
+HK$1,177/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,646/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,941
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,593
−HK$662/mo
Today · 4.125%
HK$22,255
baseline
▲ 0.50% · 4.625%
HK$23,609
+HK$1,354/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,510/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,297
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,922
−HK$634/mo
Today · 4.125%
HK$24,556
baseline
▲ 0.50% · 4.625%
HK$25,850
+HK$1,294/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,112/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,845
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,556
−HK$722/mo
Today · 4.125%
HK$24,278
baseline
▲ 0.50% · 4.625%
HK$25,755
+HK$1,477/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,556/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,415
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,097
−HK$691/mo
Today · 4.125%
HK$26,788
baseline
▲ 0.50% · 4.625%
HK$28,200
+HK$1,412/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,576/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,749
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,519
−HK$782/mo
Today · 4.125%
HK$26,301
baseline
▲ 0.50% · 4.625%
HK$27,901
+HK$1,600/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,602/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,533
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,271
−HK$749/mo
Today · 4.125%
HK$29,020
baseline
▲ 0.50% · 4.625%
HK$30,550
+HK$1,530/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,040/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,653
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,482
−HK$842/mo
Today · 4.125%
HK$28,324
baseline
▲ 0.50% · 4.625%
HK$30,047
+HK$1,723/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,648/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,651
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,446
−HK$807/mo
Today · 4.125%
HK$31,253
baseline
▲ 0.50% · 4.625%
HK$32,900
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,506/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,556
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,445
−HK$902/mo
Today · 4.125%
HK$30,347
baseline
▲ 0.50% · 4.625%
HK$32,194
+HK$1,847/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,694/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,769
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,621
−HK$864/mo
Today · 4.125%
HK$33,485
baseline
▲ 0.50% · 4.625%
HK$35,250
+HK$1,765/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,970/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,460
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,408
−HK$962/mo
Today · 4.125%
HK$32,370
baseline
▲ 0.50% · 4.625%
HK$34,340
+HK$1,970/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,740/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,887
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,795
−HK$922/mo
Today · 4.125%
HK$35,717
baseline
▲ 0.50% · 4.625%
HK$37,600
+HK$1,883/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,434/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,364
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,371
−HK$1,022/mo
Today · 4.125%
HK$34,393
baseline
▲ 0.50% · 4.625%
HK$36,486
+HK$2,093/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,786/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,004
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,970
−HK$980/mo
Today · 4.125%
HK$37,950
baseline
▲ 0.50% · 4.625%
HK$39,950
+HK$2,000/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,900/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,268
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,333
−HK$1,083/mo
Today · 4.125%
HK$36,416
baseline
▲ 0.50% · 4.625%
HK$38,632
+HK$2,216/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$72,832/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,122
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,145
−HK$1,037/mo
Today · 4.125%
HK$40,182
baseline
▲ 0.50% · 4.625%
HK$42,300
+HK$2,118/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$80,364/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,466 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).