▼ 0.50% · 3.625%
HK$18,607
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,186
−HK$588/mo
Today · 4.125%
HK$19,774
baseline
▲ 0.50% · 4.625%
HK$20,977
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,548/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,700
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,256
−HK$563/mo
Today · 4.125%
HK$21,819
baseline
▲ 0.50% · 4.625%
HK$22,969
+HK$1,150/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,638/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,468
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,105
−HK$647/mo
Today · 4.125%
HK$21,752
baseline
▲ 0.50% · 4.625%
HK$23,075
+HK$1,323/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,504/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,770
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,381
−HK$620/mo
Today · 4.125%
HK$24,001
baseline
▲ 0.50% · 4.625%
HK$25,266
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$48,002/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,329
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,023
−HK$706/mo
Today · 4.125%
HK$23,729
baseline
▲ 0.50% · 4.625%
HK$25,173
+HK$1,444/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$47,458/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,841
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,507
−HK$676/mo
Today · 4.125%
HK$26,183
baseline
▲ 0.50% · 4.625%
HK$27,563
+HK$1,380/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$52,366/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,189
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,942
−HK$764/mo
Today · 4.125%
HK$25,706
baseline
▲ 0.50% · 4.625%
HK$27,271
+HK$1,565/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$51,412/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,911
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,632
−HK$732/mo
Today · 4.125%
HK$28,364
baseline
▲ 0.50% · 4.625%
HK$29,860
+HK$1,496/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$56,728/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,050
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,861
−HK$823/mo
Today · 4.125%
HK$27,684
baseline
▲ 0.50% · 4.625%
HK$29,368
+HK$1,684/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,368/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,981
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,758
−HK$788/mo
Today · 4.125%
HK$30,546
baseline
▲ 0.50% · 4.625%
HK$32,156
+HK$1,610/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,092/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,911
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,779
−HK$882/mo
Today · 4.125%
HK$29,661
baseline
▲ 0.50% · 4.625%
HK$31,466
+HK$1,805/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,322/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,051
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,883
−HK$845/mo
Today · 4.125%
HK$32,728
baseline
▲ 0.50% · 4.625%
HK$34,453
+HK$1,725/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,456/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,772
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,698
−HK$941/mo
Today · 4.125%
HK$31,639
baseline
▲ 0.50% · 4.625%
HK$33,564
+HK$1,925/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,278/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,121
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,009
−HK$901/mo
Today · 4.125%
HK$34,910
baseline
▲ 0.50% · 4.625%
HK$36,750
+HK$1,840/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,820/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,632
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,616
−HK$1,000/mo
Today · 4.125%
HK$33,616
baseline
▲ 0.50% · 4.625%
HK$35,661
+HK$2,045/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$67,232/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,191
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,135
−HK$957/mo
Today · 4.125%
HK$37,092
baseline
▲ 0.50% · 4.625%
HK$39,047
+HK$1,955/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$74,184/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,493
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,535
−HK$1,058/mo
Today · 4.125%
HK$35,593
baseline
▲ 0.50% · 4.625%
HK$37,759
+HK$2,166/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,186/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,261
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,260
−HK$1,014/mo
Today · 4.125%
HK$39,274
baseline
▲ 0.50% · 4.625%
HK$41,344
+HK$2,070/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$78,548/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,806 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).