▼ 0.50% · 3.625%
HK$20,223
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,852
−HK$640/mo
Today · 4.125%
HK$21,492
baseline
▲ 0.50% · 4.625%
HK$22,799
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,984/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,498
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,102
−HK$612/mo
Today · 4.125%
HK$23,714
baseline
▲ 0.50% · 4.625%
HK$24,964
+HK$1,250/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,428/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,246
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,938
−HK$703/mo
Today · 4.125%
HK$23,641
baseline
▲ 0.50% · 4.625%
HK$25,079
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,282/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,748
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,412
−HK$673/mo
Today · 4.125%
HK$26,085
baseline
▲ 0.50% · 4.625%
HK$27,460
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,170/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,268
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,023
−HK$767/mo
Today · 4.125%
HK$25,790
baseline
▲ 0.50% · 4.625%
HK$27,359
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,580/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,998
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,722
−HK$735/mo
Today · 4.125%
HK$28,457
baseline
▲ 0.50% · 4.625%
HK$29,957
+HK$1,500/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,914/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,290
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,108
−HK$831/mo
Today · 4.125%
HK$27,939
baseline
▲ 0.50% · 4.625%
HK$29,639
+HK$1,700/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,878/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,248
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,032
−HK$796/mo
Today · 4.125%
HK$30,828
baseline
▲ 0.50% · 4.625%
HK$32,453
+HK$1,625/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,656/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,313
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,193
−HK$895/mo
Today · 4.125%
HK$30,088
baseline
▲ 0.50% · 4.625%
HK$31,919
+HK$1,831/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,176/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,498
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,342
−HK$857/mo
Today · 4.125%
HK$33,199
baseline
▲ 0.50% · 4.625%
HK$34,949
+HK$1,750/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,398/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,335
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,279
−HK$958/mo
Today · 4.125%
HK$32,237
baseline
▲ 0.50% · 4.625%
HK$34,199
+HK$1,962/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,474/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,747
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,652
−HK$919/mo
Today · 4.125%
HK$35,571
baseline
▲ 0.50% · 4.625%
HK$37,446
+HK$1,875/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,142/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,357
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,364
−HK$1,022/mo
Today · 4.125%
HK$34,386
baseline
▲ 0.50% · 4.625%
HK$36,479
+HK$2,093/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$68,772/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,997
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,963
−HK$979/mo
Today · 4.125%
HK$37,942
baseline
▲ 0.50% · 4.625%
HK$39,942
+HK$2,000/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$75,884/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,380
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,449
−HK$1,087/mo
Today · 4.125%
HK$36,536
baseline
▲ 0.50% · 4.625%
HK$38,759
+HK$2,223/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,072/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,247
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,273
−HK$1,040/mo
Today · 4.125%
HK$40,313
baseline
▲ 0.50% · 4.625%
HK$42,438
+HK$2,125/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,626/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,402
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,534
−HK$1,151/mo
Today · 4.125%
HK$38,685
baseline
▲ 0.50% · 4.625%
HK$41,039
+HK$2,354/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,370/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,497
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,583
−HK$1,102/mo
Today · 4.125%
HK$42,685
baseline
▲ 0.50% · 4.625%
HK$44,935
+HK$2,250/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,370/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,067 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).