▼ 0.50% · 3.625%
HK$16,034
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,533
−HK$507/mo
Today · 4.125%
HK$17,040
baseline
▲ 0.50% · 4.625%
HK$18,076
+HK$1,036/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,080/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,838
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,316
−HK$485/mo
Today · 4.125%
HK$18,801
baseline
▲ 0.50% · 4.625%
HK$19,793
+HK$992/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,602/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,637
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,186
−HK$558/mo
Today · 4.125%
HK$18,744
baseline
▲ 0.50% · 4.625%
HK$19,884
+HK$1,140/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$37,488/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,622
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,148
−HK$534/mo
Today · 4.125%
HK$20,682
baseline
▲ 0.50% · 4.625%
HK$21,772
+HK$1,090/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$41,364/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,241
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,839
−HK$608/mo
Today · 4.125%
HK$20,447
baseline
▲ 0.50% · 4.625%
HK$21,692
+HK$1,245/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,894/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,405
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,979
−HK$583/mo
Today · 4.125%
HK$22,562
baseline
▲ 0.50% · 4.625%
HK$23,751
+HK$1,189/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,124/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,844
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,493
−HK$658/mo
Today · 4.125%
HK$22,151
baseline
▲ 0.50% · 4.625%
HK$23,499
+HK$1,348/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$44,302/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,189
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,811
−HK$631/mo
Today · 4.125%
HK$24,442
baseline
▲ 0.50% · 4.625%
HK$25,730
+HK$1,288/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$48,884/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,448
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,146
−HK$709/mo
Today · 4.125%
HK$23,855
baseline
▲ 0.50% · 4.625%
HK$25,307
+HK$1,452/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,710/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,973
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,643
−HK$679/mo
Today · 4.125%
HK$26,322
baseline
▲ 0.50% · 4.625%
HK$27,710
+HK$1,388/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,644/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,051
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,799
−HK$760/mo
Today · 4.125%
HK$25,559
baseline
▲ 0.50% · 4.625%
HK$27,115
+HK$1,556/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$51,118/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,757
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,474
−HK$728/mo
Today · 4.125%
HK$28,202
baseline
▲ 0.50% · 4.625%
HK$29,689
+HK$1,487/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$56,404/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,655
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,453
−HK$810/mo
Today · 4.125%
HK$27,263
baseline
▲ 0.50% · 4.625%
HK$28,922
+HK$1,659/mo
Deposit HK$1.41M · loan HK$5.63M · min. income ≈ HK$54,526/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,540
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$776/mo
Today · 4.125%
HK$30,082
baseline
▲ 0.50% · 4.625%
HK$31,668
+HK$1,586/mo
Deposit HK$1.41M · loan HK$5.63M · min. income ≈ HK$60,164/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,258
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,106
−HK$861/mo
Today · 4.125%
HK$28,967
baseline
▲ 0.50% · 4.625%
HK$30,730
+HK$1,763/mo
Deposit HK$1.05M · loan HK$5.98M · min. income ≈ HK$57,934/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,324
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,137
−HK$826/mo
Today · 4.125%
HK$31,963
baseline
▲ 0.50% · 4.625%
HK$33,647
+HK$1,684/mo
Deposit HK$1.05M · loan HK$5.98M · min. income ≈ HK$63,926/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,861
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,759
−HK$912/mo
Today · 4.125%
HK$30,671
baseline
▲ 0.50% · 4.625%
HK$32,537
+HK$1,866/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,342/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,108
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,969
−HK$874/mo
Today · 4.125%
HK$33,843
baseline
▲ 0.50% · 4.625%
HK$35,627
+HK$1,784/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$67,686/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,952 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).