▼ 0.50% · 3.625%
HK$16,126
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,627
−HK$510/mo
Today · 4.125%
HK$17,137
baseline
▲ 0.50% · 4.625%
HK$18,180
+HK$1,043/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,274/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,940
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,421
−HK$488/mo
Today · 4.125%
HK$18,909
baseline
▲ 0.50% · 4.625%
HK$19,906
+HK$997/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,818/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,738
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,290
−HK$561/mo
Today · 4.125%
HK$18,851
baseline
▲ 0.50% · 4.625%
HK$19,998
+HK$1,147/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$37,702/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,734
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,263
−HK$537/mo
Today · 4.125%
HK$20,800
baseline
▲ 0.50% · 4.625%
HK$21,896
+HK$1,096/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$41,600/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,351
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,953
−HK$611/mo
Today · 4.125%
HK$20,564
baseline
▲ 0.50% · 4.625%
HK$21,816
+HK$1,252/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,128/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,528
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,105
−HK$586/mo
Today · 4.125%
HK$22,691
baseline
▲ 0.50% · 4.625%
HK$23,887
+HK$1,196/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,382/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,963
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,616
−HK$662/mo
Today · 4.125%
HK$22,278
baseline
▲ 0.50% · 4.625%
HK$23,634
+HK$1,356/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$44,556/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,322
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,947
−HK$635/mo
Today · 4.125%
HK$24,582
baseline
▲ 0.50% · 4.625%
HK$25,877
+HK$1,295/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$49,164/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,576
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,278
−HK$714/mo
Today · 4.125%
HK$23,992
baseline
▲ 0.50% · 4.625%
HK$25,452
+HK$1,460/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$47,984/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,116
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,789
−HK$684/mo
Today · 4.125%
HK$26,473
baseline
▲ 0.50% · 4.625%
HK$27,868
+HK$1,395/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,946/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,189
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,941
−HK$764/mo
Today · 4.125%
HK$25,705
baseline
▲ 0.50% · 4.625%
HK$27,270
+HK$1,565/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$51,410/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,910
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,631
−HK$732/mo
Today · 4.125%
HK$28,363
baseline
▲ 0.50% · 4.625%
HK$29,859
+HK$1,496/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$56,726/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,801
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,604
−HK$815/mo
Today · 4.125%
HK$27,419
baseline
▲ 0.50% · 4.625%
HK$29,088
+HK$1,669/mo
Deposit HK$1.41M · loan HK$5.66M · min. income ≈ HK$54,838/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,704
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,473
−HK$781/mo
Today · 4.125%
HK$30,254
baseline
▲ 0.50% · 4.625%
HK$31,849
+HK$1,595/mo
Deposit HK$1.41M · loan HK$5.66M · min. income ≈ HK$60,508/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,414
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,267
−HK$866/mo
Today · 4.125%
HK$29,133
baseline
▲ 0.50% · 4.625%
HK$30,906
+HK$1,773/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$58,266/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,498
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,315
−HK$830/mo
Today · 4.125%
HK$32,145
baseline
▲ 0.50% · 4.625%
HK$33,840
+HK$1,695/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$64,290/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,026
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,929
−HK$918/mo
Today · 4.125%
HK$30,847
baseline
▲ 0.50% · 4.625%
HK$32,724
+HK$1,877/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$61,694/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,292
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,158
−HK$878/mo
Today · 4.125%
HK$34,036
baseline
▲ 0.50% · 4.625%
HK$35,830
+HK$1,794/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$68,072/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).