▼ 0.50% · 3.625%
HK$12,105
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,482
−HK$382/mo
Today · 4.125%
HK$12,864
baseline
▲ 0.50% · 4.625%
HK$13,647
+HK$783/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,728/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,467
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,828
−HK$366/mo
Today · 4.125%
HK$14,194
baseline
▲ 0.50% · 4.625%
HK$14,943
+HK$749/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,388/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,316
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,730
−HK$421/mo
Today · 4.125%
HK$14,151
baseline
▲ 0.50% · 4.625%
HK$15,012
+HK$861/mo
Deposit HK$2.39M · loan HK$2.92M · min. income ≈ HK$28,302/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,814
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,211
−HK$403/mo
Today · 4.125%
HK$15,614
baseline
▲ 0.50% · 4.625%
HK$16,437
+HK$823/mo
Deposit HK$2.39M · loan HK$2.92M · min. income ≈ HK$31,228/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,526
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,978
−HK$459/mo
Today · 4.125%
HK$15,437
baseline
▲ 0.50% · 4.625%
HK$16,376
+HK$939/mo
Deposit HK$2.12M · loan HK$3.19M · min. income ≈ HK$30,874/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,160
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,594
−HK$439/mo
Today · 4.125%
HK$17,033
baseline
▲ 0.50% · 4.625%
HK$17,931
+HK$898/mo
Deposit HK$2.12M · loan HK$3.19M · min. income ≈ HK$34,066/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,737
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,226
−HK$498/mo
Today · 4.125%
HK$16,724
baseline
▲ 0.50% · 4.625%
HK$17,741
+HK$1,017/mo
Deposit HK$1.86M · loan HK$3.45M · min. income ≈ HK$33,448/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,507
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,976
−HK$477/mo
Today · 4.125%
HK$18,453
baseline
▲ 0.50% · 4.625%
HK$19,425
+HK$972/mo
Deposit HK$1.86M · loan HK$3.45M · min. income ≈ HK$36,906/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,947
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,474
−HK$536/mo
Today · 4.125%
HK$18,010
baseline
▲ 0.50% · 4.625%
HK$19,106
+HK$1,096/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$36,020/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,854
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,359
−HK$513/mo
Today · 4.125%
HK$19,872
baseline
▲ 0.50% · 4.625%
HK$20,920
+HK$1,048/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$39,744/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,158
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,723
−HK$573/mo
Today · 4.125%
HK$19,296
baseline
▲ 0.50% · 4.625%
HK$20,471
+HK$1,175/mo
Deposit HK$1.33M · loan HK$3.98M · min. income ≈ HK$38,592/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,200
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,742
−HK$550/mo
Today · 4.125%
HK$21,292
baseline
▲ 0.50% · 4.625%
HK$22,414
+HK$1,122/mo
Deposit HK$1.33M · loan HK$3.98M · min. income ≈ HK$42,584/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,368
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,971
−HK$612/mo
Today · 4.125%
HK$20,583
baseline
▲ 0.50% · 4.625%
HK$21,835
+HK$1,252/mo
Deposit HK$1.06M · loan HK$4.25M · min. income ≈ HK$41,166/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,547
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,125
−HK$586/mo
Today · 4.125%
HK$22,711
baseline
▲ 0.50% · 4.625%
HK$23,908
+HK$1,197/mo
Deposit HK$1.06M · loan HK$4.25M · min. income ≈ HK$45,422/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,579
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,219
−HK$650/mo
Today · 4.125%
HK$21,869
baseline
▲ 0.50% · 4.625%
HK$23,200
+HK$1,331/mo
Deposit HK$796K · loan HK$4.51M · min. income ≈ HK$43,738/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,894
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,508
−HK$623/mo
Today · 4.125%
HK$24,131
baseline
▲ 0.50% · 4.625%
HK$25,403
+HK$1,272/mo
Deposit HK$796K · loan HK$4.51M · min. income ≈ HK$48,262/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,789
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,467
−HK$689/mo
Today · 4.125%
HK$23,156
baseline
▲ 0.50% · 4.625%
HK$24,565
+HK$1,409/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,312/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,240
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,891
−HK$659/mo
Today · 4.125%
HK$25,550
baseline
▲ 0.50% · 4.625%
HK$26,897
+HK$1,347/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$51,100/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,446 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).