▼ 0.50% · 3.625%
HK$15,778
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,269
−HK$498/mo
Today · 4.125%
HK$16,767
baseline
▲ 0.50% · 4.625%
HK$17,788
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,534/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,553
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,024
−HK$477/mo
Today · 4.125%
HK$18,501
baseline
▲ 0.50% · 4.625%
HK$19,476
+HK$975/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,002/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,356
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,896
−HK$548/mo
Today · 4.125%
HK$18,444
baseline
▲ 0.50% · 4.625%
HK$19,566
+HK$1,122/mo
Deposit HK$3.11M · loan HK$3.81M · min. income ≈ HK$36,888/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,308
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,826
−HK$525/mo
Today · 4.125%
HK$20,351
baseline
▲ 0.50% · 4.625%
HK$21,424
+HK$1,073/mo
Deposit HK$3.11M · loan HK$3.81M · min. income ≈ HK$40,702/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,934
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,522
−HK$599/mo
Today · 4.125%
HK$20,121
baseline
▲ 0.50% · 4.625%
HK$21,345
+HK$1,224/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,242/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,063
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,628
−HK$573/mo
Today · 4.125%
HK$22,201
baseline
▲ 0.50% · 4.625%
HK$23,372
+HK$1,171/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,402/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,511
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,149
−HK$649/mo
Today · 4.125%
HK$21,798
baseline
▲ 0.50% · 4.625%
HK$23,124
+HK$1,326/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,596/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,819
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,431
−HK$620/mo
Today · 4.125%
HK$24,051
baseline
▲ 0.50% · 4.625%
HK$25,319
+HK$1,268/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,102/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,089
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,776
−HK$698/mo
Today · 4.125%
HK$23,474
baseline
▲ 0.50% · 4.625%
HK$24,903
+HK$1,429/mo
Deposit HK$2.08M · loan HK$4.84M · min. income ≈ HK$46,948/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,574
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,233
−HK$669/mo
Today · 4.125%
HK$25,902
baseline
▲ 0.50% · 4.625%
HK$27,267
+HK$1,365/mo
Deposit HK$2.08M · loan HK$4.84M · min. income ≈ HK$51,804/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,667
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,403
−HK$748/mo
Today · 4.125%
HK$25,151
baseline
▲ 0.50% · 4.625%
HK$26,681
+HK$1,530/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,302/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,329
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,035
−HK$717/mo
Today · 4.125%
HK$27,752
baseline
▲ 0.50% · 4.625%
HK$29,214
+HK$1,462/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,504/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,245
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,030
−HK$798/mo
Today · 4.125%
HK$26,828
baseline
▲ 0.50% · 4.625%
HK$28,460
+HK$1,632/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$53,656/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,084
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,838
−HK$764/mo
Today · 4.125%
HK$29,602
baseline
▲ 0.50% · 4.625%
HK$31,162
+HK$1,560/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$59,204/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,822
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,657
−HK$847/mo
Today · 4.125%
HK$28,504
baseline
▲ 0.50% · 4.625%
HK$30,239
+HK$1,735/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$57,008/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,840
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,640
−HK$812/mo
Today · 4.125%
HK$31,452
baseline
▲ 0.50% · 4.625%
HK$33,110
+HK$1,658/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$62,904/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,400
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,284
−HK$897/mo
Today · 4.125%
HK$30,181
baseline
▲ 0.50% · 4.625%
HK$32,018
+HK$1,837/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$60,362/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,595
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,442
−HK$860/mo
Today · 4.125%
HK$33,302
baseline
▲ 0.50% · 4.625%
HK$35,057
+HK$1,755/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$66,604/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,582 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).