▼ 0.50% · 3.625%
HK$12,164
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,542
−HK$385/mo
Today · 4.125%
HK$12,927
baseline
▲ 0.50% · 4.625%
HK$13,713
+HK$786/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,854/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,532
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,895
−HK$369/mo
Today · 4.125%
HK$14,264
baseline
▲ 0.50% · 4.625%
HK$15,015
+HK$751/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,528/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,380
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,797
−HK$423/mo
Today · 4.125%
HK$14,220
baseline
▲ 0.50% · 4.625%
HK$15,085
+HK$865/mo
Deposit HK$2.40M · loan HK$2.93M · min. income ≈ HK$28,440/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,886
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,285
−HK$405/mo
Today · 4.125%
HK$15,690
baseline
▲ 0.50% · 4.625%
HK$16,517
+HK$827/mo
Deposit HK$2.40M · loan HK$2.93M · min. income ≈ HK$31,380/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,597
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,051
−HK$461/mo
Today · 4.125%
HK$15,512
baseline
▲ 0.50% · 4.625%
HK$16,456
+HK$944/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$31,024/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,239
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,674
−HK$442/mo
Today · 4.125%
HK$17,116
baseline
▲ 0.50% · 4.625%
HK$18,018
+HK$902/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,232/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,813
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,305
−HK$500/mo
Today · 4.125%
HK$16,805
baseline
▲ 0.50% · 4.625%
HK$17,827
+HK$1,022/mo
Deposit HK$1.87M · loan HK$3.47M · min. income ≈ HK$33,610/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,592
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,064
−HK$479/mo
Today · 4.125%
HK$18,543
baseline
▲ 0.50% · 4.625%
HK$19,520
+HK$977/mo
Deposit HK$1.87M · loan HK$3.47M · min. income ≈ HK$37,086/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,030
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,559
−HK$539/mo
Today · 4.125%
HK$18,098
baseline
▲ 0.50% · 4.625%
HK$19,199
+HK$1,101/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,196/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,945
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,453
−HK$516/mo
Today · 4.125%
HK$19,969
baseline
▲ 0.50% · 4.625%
HK$21,022
+HK$1,053/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,938/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,246
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,814
−HK$576/mo
Today · 4.125%
HK$19,390
baseline
▲ 0.50% · 4.625%
HK$20,570
+HK$1,180/mo
Deposit HK$1.33M · loan HK$4.00M · min. income ≈ HK$38,780/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,299
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,843
−HK$552/mo
Today · 4.125%
HK$21,395
baseline
▲ 0.50% · 4.625%
HK$22,523
+HK$1,128/mo
Deposit HK$1.33M · loan HK$4.00M · min. income ≈ HK$42,790/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,463
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,068
−HK$615/mo
Today · 4.125%
HK$20,683
baseline
▲ 0.50% · 4.625%
HK$21,941
+HK$1,258/mo
Deposit HK$1.07M · loan HK$4.27M · min. income ≈ HK$41,366/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,652
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,233
−HK$589/mo
Today · 4.125%
HK$22,822
baseline
▲ 0.50% · 4.625%
HK$24,025
+HK$1,203/mo
Deposit HK$1.07M · loan HK$4.27M · min. income ≈ HK$45,644/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,679
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,322
−HK$654/mo
Today · 4.125%
HK$21,976
baseline
▲ 0.50% · 4.625%
HK$23,313
+HK$1,337/mo
Deposit HK$800K · loan HK$4.53M · min. income ≈ HK$43,952/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,005
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,622
−HK$626/mo
Today · 4.125%
HK$24,248
baseline
▲ 0.50% · 4.625%
HK$25,526
+HK$1,278/mo
Deposit HK$800K · loan HK$4.53M · min. income ≈ HK$48,496/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,895
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,576
−HK$692/mo
Today · 4.125%
HK$23,268
baseline
▲ 0.50% · 4.625%
HK$24,684
+HK$1,416/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,536/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,358
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,012
−HK$662/mo
Today · 4.125%
HK$25,674
baseline
▲ 0.50% · 4.625%
HK$27,028
+HK$1,354/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$51,348/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$120,027 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).