▼ 0.50% · 3.625%
HK$15,510
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,992
−HK$490/mo
Today · 4.125%
HK$16,482
baseline
▲ 0.50% · 4.625%
HK$17,485
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,964/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,255
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,717
−HK$470/mo
Today · 4.125%
HK$18,187
baseline
▲ 0.50% · 4.625%
HK$19,145
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,374/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,061
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,592
−HK$539/mo
Today · 4.125%
HK$18,131
baseline
▲ 0.50% · 4.625%
HK$19,234
+HK$1,103/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,262/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,980
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,489
−HK$516/mo
Today · 4.125%
HK$20,005
baseline
▲ 0.50% · 4.625%
HK$21,060
+HK$1,055/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,010/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,612
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,191
−HK$588/mo
Today · 4.125%
HK$19,779
baseline
▲ 0.50% · 4.625%
HK$20,982
+HK$1,203/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,558/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,706
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,261
−HK$563/mo
Today · 4.125%
HK$21,824
baseline
▲ 0.50% · 4.625%
HK$22,975
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,648/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,163
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,790
−HK$637/mo
Today · 4.125%
HK$21,427
baseline
▲ 0.50% · 4.625%
HK$22,731
+HK$1,304/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,854/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,431
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,033
−HK$610/mo
Today · 4.125%
HK$23,643
baseline
▲ 0.50% · 4.625%
HK$24,889
+HK$1,246/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,286/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,714
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,389
−HK$686/mo
Today · 4.125%
HK$23,075
baseline
▲ 0.50% · 4.625%
HK$24,480
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,150/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,156
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,804
−HK$658/mo
Today · 4.125%
HK$25,462
baseline
▲ 0.50% · 4.625%
HK$26,804
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,924/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,265
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,988
−HK$736/mo
Today · 4.125%
HK$24,724
baseline
▲ 0.50% · 4.625%
HK$26,228
+HK$1,504/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,448/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,882
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,576
−HK$704/mo
Today · 4.125%
HK$27,280
baseline
▲ 0.50% · 4.625%
HK$28,718
+HK$1,438/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,560/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,816
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,588
−HK$784/mo
Today · 4.125%
HK$26,372
baseline
▲ 0.50% · 4.625%
HK$27,977
+HK$1,605/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,744/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,607
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,348
−HK$751/mo
Today · 4.125%
HK$29,099
baseline
▲ 0.50% · 4.625%
HK$30,633
+HK$1,534/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,198/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,367
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,187
−HK$833/mo
Today · 4.125%
HK$28,020
baseline
▲ 0.50% · 4.625%
HK$29,725
+HK$1,705/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,040/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,333
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,119
−HK$799/mo
Today · 4.125%
HK$30,918
baseline
▲ 0.50% · 4.625%
HK$32,547
+HK$1,629/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,836/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,918
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,786
−HK$882/mo
Today · 4.125%
HK$29,668
baseline
▲ 0.50% · 4.625%
HK$31,474
+HK$1,806/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,336/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,058
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,891
−HK$845/mo
Today · 4.125%
HK$32,736
baseline
▲ 0.50% · 4.625%
HK$34,462
+HK$1,726/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,472/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).