▼ 0.50% · 3.625%
HK$14,229
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,672
−HK$450/mo
Today · 4.125%
HK$15,122
baseline
▲ 0.50% · 4.625%
HK$16,042
+HK$920/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$30,244/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,830
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,255
−HK$430/mo
Today · 4.125%
HK$16,685
baseline
▲ 0.50% · 4.625%
HK$17,565
+HK$880/mo
Deposit HK$3.12M · loan HK$3.12M · min. income ≈ HK$33,370/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,652
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,139
−HK$495/mo
Today · 4.125%
HK$16,634
baseline
▲ 0.50% · 4.625%
HK$17,646
+HK$1,012/mo
Deposit HK$2.81M · loan HK$3.43M · min. income ≈ HK$33,268/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,413
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,880
−HK$474/mo
Today · 4.125%
HK$18,354
baseline
▲ 0.50% · 4.625%
HK$19,321
+HK$967/mo
Deposit HK$2.81M · loan HK$3.43M · min. income ≈ HK$36,708/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,075
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,607
−HK$539/mo
Today · 4.125%
HK$18,146
baseline
▲ 0.50% · 4.625%
HK$19,250
+HK$1,104/mo
Deposit HK$2.50M · loan HK$3.74M · min. income ≈ HK$36,292/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,996
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,506
−HK$516/mo
Today · 4.125%
HK$20,022
baseline
▲ 0.50% · 4.625%
HK$21,078
+HK$1,056/mo
Deposit HK$2.50M · loan HK$3.74M · min. income ≈ HK$40,044/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,498
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,074
−HK$584/mo
Today · 4.125%
HK$19,658
baseline
▲ 0.50% · 4.625%
HK$20,854
+HK$1,196/mo
Deposit HK$2.18M · loan HK$4.06M · min. income ≈ HK$39,316/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,579
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,131
−HK$560/mo
Today · 4.125%
HK$21,691
baseline
▲ 0.50% · 4.625%
HK$22,834
+HK$1,143/mo
Deposit HK$2.18M · loan HK$4.06M · min. income ≈ HK$43,382/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,921
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,541
−HK$629/mo
Today · 4.125%
HK$21,170
baseline
▲ 0.50% · 4.625%
HK$22,459
+HK$1,289/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$42,340/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,162
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,757
−HK$603/mo
Today · 4.125%
HK$23,360
baseline
▲ 0.50% · 4.625%
HK$24,591
+HK$1,231/mo
Deposit HK$1.87M · loan HK$4.37M · min. income ≈ HK$46,720/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,344
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,008
−HK$675/mo
Today · 4.125%
HK$22,683
baseline
▲ 0.50% · 4.625%
HK$24,063
+HK$1,380/mo
Deposit HK$1.56M · loan HK$4.68M · min. income ≈ HK$45,366/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,745
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,382
−HK$646/mo
Today · 4.125%
HK$25,028
baseline
▲ 0.50% · 4.625%
HK$26,347
+HK$1,319/mo
Deposit HK$1.56M · loan HK$4.68M · min. income ≈ HK$50,056/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,767
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,475
−HK$720/mo
Today · 4.125%
HK$24,195
baseline
▲ 0.50% · 4.625%
HK$25,667
+HK$1,472/mo
Deposit HK$1.25M · loan HK$4.99M · min. income ≈ HK$48,390/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,328
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,008
−HK$689/mo
Today · 4.125%
HK$26,697
baseline
▲ 0.50% · 4.625%
HK$28,104
+HK$1,407/mo
Deposit HK$1.25M · loan HK$4.99M · min. income ≈ HK$53,394/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,190
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,943
−HK$764/mo
Today · 4.125%
HK$25,707
baseline
▲ 0.50% · 4.625%
HK$27,271
+HK$1,564/mo
Deposit HK$936K · loan HK$5.30M · min. income ≈ HK$51,414/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,911
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,633
−HK$732/mo
Today · 4.125%
HK$28,365
baseline
▲ 0.50% · 4.625%
HK$29,860
+HK$1,495/mo
Deposit HK$936K · loan HK$5.30M · min. income ≈ HK$56,730/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,613
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,410
−HK$809/mo
Today · 4.125%
HK$27,219
baseline
▲ 0.50% · 4.625%
HK$28,875
+HK$1,656/mo
Deposit HK$624K · loan HK$5.62M · min. income ≈ HK$54,438/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,494
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,258
−HK$776/mo
Today · 4.125%
HK$30,034
baseline
▲ 0.50% · 4.625%
HK$31,617
+HK$1,583/mo
Deposit HK$624K · loan HK$5.62M · min. income ≈ HK$60,068/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$159,030 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).