▼ 0.50% · 3.625%
HK$15,449
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,929
−HK$489/mo
Today · 4.125%
HK$16,418
baseline
▲ 0.50% · 4.625%
HK$17,417
+HK$999/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,836/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,187
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,648
−HK$467/mo
Today · 4.125%
HK$18,115
baseline
▲ 0.50% · 4.625%
HK$19,070
+HK$955/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,230/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,994
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,522
−HK$538/mo
Today · 4.125%
HK$18,060
baseline
▲ 0.50% · 4.625%
HK$19,158
+HK$1,098/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$36,120/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,905
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,413
−HK$514/mo
Today · 4.125%
HK$19,927
baseline
▲ 0.50% · 4.625%
HK$20,977
+HK$1,050/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$39,854/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,539
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,115
−HK$586/mo
Today · 4.125%
HK$19,701
baseline
▲ 0.50% · 4.625%
HK$20,900
+HK$1,199/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,402/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,624
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,177
−HK$561/mo
Today · 4.125%
HK$21,738
baseline
▲ 0.50% · 4.625%
HK$22,884
+HK$1,146/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,476/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,084
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,708
−HK$635/mo
Today · 4.125%
HK$21,343
baseline
▲ 0.50% · 4.625%
HK$22,642
+HK$1,299/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$42,686/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,343
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,942
−HK$608/mo
Today · 4.125%
HK$23,550
baseline
▲ 0.50% · 4.625%
HK$24,791
+HK$1,241/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$47,100/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,629
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,301
−HK$684/mo
Today · 4.125%
HK$22,985
baseline
▲ 0.50% · 4.625%
HK$24,383
+HK$1,398/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,970/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,062
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,707
−HK$654/mo
Today · 4.125%
HK$25,361
baseline
▲ 0.50% · 4.625%
HK$26,698
+HK$1,337/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,722/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,173
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,894
−HK$733/mo
Today · 4.125%
HK$24,627
baseline
▲ 0.50% · 4.625%
HK$26,125
+HK$1,498/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$49,254/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,780
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,472
−HK$701/mo
Today · 4.125%
HK$27,173
baseline
▲ 0.50% · 4.625%
HK$28,605
+HK$1,432/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$54,346/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,718
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,487
−HK$781/mo
Today · 4.125%
HK$26,268
baseline
▲ 0.50% · 4.625%
HK$27,867
+HK$1,599/mo
Deposit HK$1.36M · loan HK$5.42M · min. income ≈ HK$52,536/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,499
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,236
−HK$749/mo
Today · 4.125%
HK$28,985
baseline
▲ 0.50% · 4.625%
HK$30,512
+HK$1,527/mo
Deposit HK$1.36M · loan HK$5.42M · min. income ≈ HK$57,970/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,263
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,080
−HK$830/mo
Today · 4.125%
HK$27,910
baseline
▲ 0.50% · 4.625%
HK$29,608
+HK$1,698/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$55,820/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,218
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$30,001
−HK$795/mo
Today · 4.125%
HK$30,796
baseline
▲ 0.50% · 4.625%
HK$32,419
+HK$1,623/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$61,592/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,808
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,673
−HK$879/mo
Today · 4.125%
HK$29,552
baseline
▲ 0.50% · 4.625%
HK$31,350
+HK$1,798/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,104/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,936
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,766
−HK$842/mo
Today · 4.125%
HK$32,608
baseline
▲ 0.50% · 4.625%
HK$34,326
+HK$1,718/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$65,216/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,253 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).