▼ 0.50% · 3.625%
HK$13,917
−HK$872/mo
▼ 0.25% · 3.875%
HK$14,350
−HK$439/mo
Today · 4.125%
HK$14,789
baseline
▲ 0.50% · 4.625%
HK$15,689
+HK$900/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$29,578/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,482
−HK$837/mo
▼ 0.25% · 3.875%
HK$15,898
−HK$421/mo
Today · 4.125%
HK$16,319
baseline
▲ 0.50% · 4.625%
HK$17,179
+HK$860/mo
Deposit HK$3.05M · loan HK$3.05M · min. income ≈ HK$32,638/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,308
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,785
−HK$483/mo
Today · 4.125%
HK$16,268
baseline
▲ 0.50% · 4.625%
HK$17,258
+HK$990/mo
Deposit HK$2.75M · loan HK$3.36M · min. income ≈ HK$32,536/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,031
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,487
−HK$464/mo
Today · 4.125%
HK$17,951
baseline
▲ 0.50% · 4.625%
HK$18,897
+HK$946/mo
Deposit HK$2.75M · loan HK$3.36M · min. income ≈ HK$35,902/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,700
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,220
−HK$527/mo
Today · 4.125%
HK$17,747
baseline
▲ 0.50% · 4.625%
HK$18,827
+HK$1,080/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$35,494/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,579
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,077
−HK$505/mo
Today · 4.125%
HK$19,582
baseline
▲ 0.50% · 4.625%
HK$20,615
+HK$1,033/mo
Deposit HK$2.44M · loan HK$3.66M · min. income ≈ HK$39,164/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,092
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,655
−HK$571/mo
Today · 4.125%
HK$19,226
baseline
▲ 0.50% · 4.625%
HK$20,396
+HK$1,170/mo
Deposit HK$2.14M · loan HK$3.97M · min. income ≈ HK$38,452/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,127
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,667
−HK$547/mo
Today · 4.125%
HK$21,214
baseline
▲ 0.50% · 4.625%
HK$22,333
+HK$1,119/mo
Deposit HK$2.14M · loan HK$3.97M · min. income ≈ HK$42,428/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,483
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,090
−HK$615/mo
Today · 4.125%
HK$20,705
baseline
▲ 0.50% · 4.625%
HK$21,965
+HK$1,260/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$41,410/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,675
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,257
−HK$589/mo
Today · 4.125%
HK$22,846
baseline
▲ 0.50% · 4.625%
HK$24,050
+HK$1,204/mo
Deposit HK$1.83M · loan HK$4.27M · min. income ≈ HK$45,692/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,875
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,525
−HK$659/mo
Today · 4.125%
HK$22,184
baseline
▲ 0.50% · 4.625%
HK$23,534
+HK$1,350/mo
Deposit HK$1.53M · loan HK$4.58M · min. income ≈ HK$44,368/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,223
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,846
−HK$632/mo
Today · 4.125%
HK$24,478
baseline
▲ 0.50% · 4.625%
HK$25,768
+HK$1,290/mo
Deposit HK$1.53M · loan HK$4.58M · min. income ≈ HK$48,956/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,267
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,959
−HK$704/mo
Today · 4.125%
HK$23,663
baseline
▲ 0.50% · 4.625%
HK$25,103
+HK$1,440/mo
Deposit HK$1.22M · loan HK$4.88M · min. income ≈ HK$47,326/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,772
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,436
−HK$674/mo
Today · 4.125%
HK$26,110
baseline
▲ 0.50% · 4.625%
HK$27,486
+HK$1,376/mo
Deposit HK$1.22M · loan HK$4.88M · min. income ≈ HK$52,220/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,659
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,394
−HK$748/mo
Today · 4.125%
HK$25,142
baseline
▲ 0.50% · 4.625%
HK$26,672
+HK$1,530/mo
Deposit HK$915K · loan HK$5.19M · min. income ≈ HK$50,284/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,320
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,026
−HK$716/mo
Today · 4.125%
HK$27,742
baseline
▲ 0.50% · 4.625%
HK$29,204
+HK$1,462/mo
Deposit HK$915K · loan HK$5.19M · min. income ≈ HK$55,484/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,050
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,829
−HK$792/mo
Today · 4.125%
HK$26,621
baseline
▲ 0.50% · 4.625%
HK$28,241
+HK$1,620/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$53,242/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,868
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,616
−HK$758/mo
Today · 4.125%
HK$29,374
baseline
▲ 0.50% · 4.625%
HK$30,922
+HK$1,548/mo
Deposit HK$610K · loan HK$5.49M · min. income ≈ HK$58,748/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$145,317 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).