▼ 0.50% · 3.625%
HK$15,855
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,348
−HK$501/mo
Today · 4.125%
HK$16,849
baseline
▲ 0.50% · 4.625%
HK$17,874
+HK$1,025/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,698/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,638
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,111
−HK$480/mo
Today · 4.125%
HK$18,591
baseline
▲ 0.50% · 4.625%
HK$19,571
+HK$980/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,182/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,440
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,983
−HK$551/mo
Today · 4.125%
HK$18,534
baseline
▲ 0.50% · 4.625%
HK$19,662
+HK$1,128/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$37,068/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,402
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,922
−HK$528/mo
Today · 4.125%
HK$20,450
baseline
▲ 0.50% · 4.625%
HK$21,528
+HK$1,078/mo
Deposit HK$3.13M · loan HK$3.82M · min. income ≈ HK$40,900/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,026
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,618
−HK$601/mo
Today · 4.125%
HK$20,219
baseline
▲ 0.50% · 4.625%
HK$21,449
+HK$1,230/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,438/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,166
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,734
−HK$575/mo
Today · 4.125%
HK$22,309
baseline
▲ 0.50% · 4.625%
HK$23,485
+HK$1,176/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,618/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,611
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,252
−HK$652/mo
Today · 4.125%
HK$21,904
baseline
▲ 0.50% · 4.625%
HK$23,237
+HK$1,333/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$43,808/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,930
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,545
−HK$624/mo
Today · 4.125%
HK$24,169
baseline
▲ 0.50% · 4.625%
HK$25,443
+HK$1,274/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$48,338/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,197
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,887
−HK$702/mo
Today · 4.125%
HK$23,589
baseline
▲ 0.50% · 4.625%
HK$25,024
+HK$1,435/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$47,178/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,694
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,356
−HK$672/mo
Today · 4.125%
HK$26,028
baseline
▲ 0.50% · 4.625%
HK$27,400
+HK$1,372/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$52,056/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,782
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,522
−HK$752/mo
Today · 4.125%
HK$25,274
baseline
▲ 0.50% · 4.625%
HK$26,811
+HK$1,537/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$50,548/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,457
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,167
−HK$720/mo
Today · 4.125%
HK$27,887
baseline
▲ 0.50% · 4.625%
HK$29,357
+HK$1,470/mo
Deposit HK$1.74M · loan HK$5.21M · min. income ≈ HK$55,774/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,368
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,157
−HK$801/mo
Today · 4.125%
HK$26,958
baseline
▲ 0.50% · 4.625%
HK$28,599
+HK$1,641/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$53,916/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,221
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,978
−HK$768/mo
Today · 4.125%
HK$29,746
baseline
▲ 0.50% · 4.625%
HK$31,314
+HK$1,568/mo
Deposit HK$1.39M · loan HK$5.56M · min. income ≈ HK$59,492/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,953
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,792
−HK$851/mo
Today · 4.125%
HK$28,643
baseline
▲ 0.50% · 4.625%
HK$30,386
+HK$1,743/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$57,286/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,985
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,789
−HK$816/mo
Today · 4.125%
HK$31,605
baseline
▲ 0.50% · 4.625%
HK$33,271
+HK$1,666/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$63,210/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,539
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,426
−HK$902/mo
Today · 4.125%
HK$30,328
baseline
▲ 0.50% · 4.625%
HK$32,174
+HK$1,846/mo
Deposit HK$695K · loan HK$6.26M · min. income ≈ HK$60,656/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,749
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,600
−HK$864/mo
Today · 4.125%
HK$33,464
baseline
▲ 0.50% · 4.625%
HK$35,228
+HK$1,764/mo
Deposit HK$695K · loan HK$6.26M · min. income ≈ HK$66,928/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,593 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).