▼ 0.50% · 3.625%
HK$22,020
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,705
−HK$696/mo
Today · 4.125%
HK$23,401
baseline
▲ 0.50% · 4.625%
HK$24,825
+HK$1,424/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,802/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,497
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,154
−HK$667/mo
Today · 4.125%
HK$25,821
baseline
▲ 0.50% · 4.625%
HK$27,182
+HK$1,361/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,642/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,222
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,976
−HK$765/mo
Today · 4.125%
HK$25,741
baseline
▲ 0.50% · 4.625%
HK$27,308
+HK$1,567/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$51,482/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,947
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,670
−HK$733/mo
Today · 4.125%
HK$28,403
baseline
▲ 0.50% · 4.625%
HK$29,900
+HK$1,497/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$56,806/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,424
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,246
−HK$835/mo
Today · 4.125%
HK$28,081
baseline
▲ 0.50% · 4.625%
HK$29,790
+HK$1,709/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,162/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,397
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,185
−HK$800/mo
Today · 4.125%
HK$30,985
baseline
▲ 0.50% · 4.625%
HK$32,618
+HK$1,633/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,970/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,626
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,517
−HK$905/mo
Today · 4.125%
HK$30,422
baseline
▲ 0.50% · 4.625%
HK$32,273
+HK$1,851/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,844/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,847
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,701
−HK$866/mo
Today · 4.125%
HK$33,567
baseline
▲ 0.50% · 4.625%
HK$35,337
+HK$1,770/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,134/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,828
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,787
−HK$975/mo
Today · 4.125%
HK$32,762
baseline
▲ 0.50% · 4.625%
HK$34,755
+HK$1,993/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,524/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,296
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,216
−HK$933/mo
Today · 4.125%
HK$36,149
baseline
▲ 0.50% · 4.625%
HK$38,055
+HK$1,906/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,298/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,031
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,058
−HK$1,044/mo
Today · 4.125%
HK$35,102
baseline
▲ 0.50% · 4.625%
HK$37,238
+HK$2,136/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,204/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,746
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,732
−HK$999/mo
Today · 4.125%
HK$38,731
baseline
▲ 0.50% · 4.625%
HK$40,773
+HK$2,042/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,462/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,233
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,328
−HK$1,114/mo
Today · 4.125%
HK$37,442
baseline
▲ 0.50% · 4.625%
HK$39,720
+HK$2,278/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,884/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,196
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,247
−HK$1,066/mo
Today · 4.125%
HK$41,313
baseline
▲ 0.50% · 4.625%
HK$43,491
+HK$2,178/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,626/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,435
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,599
−HK$1,183/mo
Today · 4.125%
HK$39,782
baseline
▲ 0.50% · 4.625%
HK$42,203
+HK$2,421/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,564/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,646
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,763
−HK$1,133/mo
Today · 4.125%
HK$43,896
baseline
▲ 0.50% · 4.625%
HK$46,209
+HK$2,313/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,792/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,637
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,870
−HK$1,252/mo
Today · 4.125%
HK$42,122
baseline
▲ 0.50% · 4.625%
HK$44,685
+HK$2,563/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$84,244/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,095
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,278
−HK$1,200/mo
Today · 4.125%
HK$46,478
baseline
▲ 0.50% · 4.625%
HK$48,928
+HK$2,450/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$92,956/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,696 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).