▼ 0.50% · 3.625%
HK$15,089
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,558
−HK$477/mo
Today · 4.125%
HK$16,035
baseline
▲ 0.50% · 4.625%
HK$17,011
+HK$976/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,070/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,786
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,236
−HK$457/mo
Today · 4.125%
HK$17,693
baseline
▲ 0.50% · 4.625%
HK$18,626
+HK$933/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,386/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,598
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,114
−HK$524/mo
Today · 4.125%
HK$17,638
baseline
▲ 0.50% · 4.625%
HK$18,712
+HK$1,074/mo
Deposit HK$2.98M · loan HK$3.64M · min. income ≈ HK$35,276/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,465
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,960
−HK$502/mo
Today · 4.125%
HK$19,462
baseline
▲ 0.50% · 4.625%
HK$20,488
+HK$1,026/mo
Deposit HK$2.98M · loan HK$3.64M · min. income ≈ HK$38,924/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,107
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,670
−HK$572/mo
Today · 4.125%
HK$19,242
baseline
▲ 0.50% · 4.625%
HK$20,413
+HK$1,171/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$38,484/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,143
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,684
−HK$548/mo
Today · 4.125%
HK$21,232
baseline
▲ 0.50% · 4.625%
HK$22,351
+HK$1,119/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$42,464/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,615
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,226
−HK$619/mo
Today · 4.125%
HK$20,845
baseline
▲ 0.50% · 4.625%
HK$22,114
+HK$1,269/mo
Deposit HK$2.32M · loan HK$4.30M · min. income ≈ HK$41,690/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,822
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,407
−HK$594/mo
Today · 4.125%
HK$23,001
baseline
▲ 0.50% · 4.625%
HK$24,213
+HK$1,212/mo
Deposit HK$2.32M · loan HK$4.30M · min. income ≈ HK$46,002/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,124
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,781
−HK$668/mo
Today · 4.125%
HK$22,449
baseline
▲ 0.50% · 4.625%
HK$23,815
+HK$1,366/mo
Deposit HK$1.99M · loan HK$4.63M · min. income ≈ HK$44,898/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,501
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,131
−HK$639/mo
Today · 4.125%
HK$24,770
baseline
▲ 0.50% · 4.625%
HK$26,076
+HK$1,306/mo
Deposit HK$1.99M · loan HK$4.63M · min. income ≈ HK$49,540/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,633
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,337
−HK$715/mo
Today · 4.125%
HK$24,052
baseline
▲ 0.50% · 4.625%
HK$25,516
+HK$1,464/mo
Deposit HK$1.65M · loan HK$4.96M · min. income ≈ HK$48,104/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,179
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,854
−HK$685/mo
Today · 4.125%
HK$26,539
baseline
▲ 0.50% · 4.625%
HK$27,938
+HK$1,399/mo
Deposit HK$1.65M · loan HK$4.96M · min. income ≈ HK$53,078/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,142
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,893
−HK$763/mo
Today · 4.125%
HK$25,656
baseline
▲ 0.50% · 4.625%
HK$27,217
+HK$1,561/mo
Deposit HK$1.32M · loan HK$5.29M · min. income ≈ HK$51,312/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,858
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,578
−HK$731/mo
Today · 4.125%
HK$28,309
baseline
▲ 0.50% · 4.625%
HK$29,801
+HK$1,492/mo
Deposit HK$1.32M · loan HK$5.29M · min. income ≈ HK$56,618/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,651
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,449
−HK$810/mo
Today · 4.125%
HK$27,259
baseline
▲ 0.50% · 4.625%
HK$28,918
+HK$1,659/mo
Deposit HK$993K · loan HK$5.62M · min. income ≈ HK$54,518/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,536
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,302
−HK$776/mo
Today · 4.125%
HK$30,078
baseline
▲ 0.50% · 4.625%
HK$31,664
+HK$1,586/mo
Deposit HK$993K · loan HK$5.62M · min. income ≈ HK$60,156/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,160
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,005
−HK$858/mo
Today · 4.125%
HK$28,863
baseline
▲ 0.50% · 4.625%
HK$30,619
+HK$1,756/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$57,726/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,215
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,025
−HK$822/mo
Today · 4.125%
HK$31,847
baseline
▲ 0.50% · 4.625%
HK$33,526
+HK$1,679/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$63,694/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$196,714 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).