▼ 0.50% · 3.625%
HK$20,428
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,064
−HK$645/mo
Today · 4.125%
HK$21,709
baseline
▲ 0.50% · 4.625%
HK$23,030
+HK$1,321/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,418/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,726
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,336
−HK$618/mo
Today · 4.125%
HK$23,954
baseline
▲ 0.50% · 4.625%
HK$25,217
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,908/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,471
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,170
−HK$710/mo
Today · 4.125%
HK$23,880
baseline
▲ 0.50% · 4.625%
HK$25,333
+HK$1,453/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,760/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,999
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,669
−HK$680/mo
Today · 4.125%
HK$26,349
baseline
▲ 0.50% · 4.625%
HK$27,738
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,698/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,514
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,276
−HK$775/mo
Today · 4.125%
HK$26,051
baseline
▲ 0.50% · 4.625%
HK$27,636
+HK$1,585/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$52,102/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,271
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,003
−HK$742/mo
Today · 4.125%
HK$28,745
baseline
▲ 0.50% · 4.625%
HK$30,260
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$57,490/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,557
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,383
−HK$839/mo
Today · 4.125%
HK$28,222
baseline
▲ 0.50% · 4.625%
HK$29,939
+HK$1,717/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$56,444/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,544
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,336
−HK$804/mo
Today · 4.125%
HK$31,140
baseline
▲ 0.50% · 4.625%
HK$32,782
+HK$1,642/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$62,280/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,600
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,489
−HK$904/mo
Today · 4.125%
HK$30,393
baseline
▲ 0.50% · 4.625%
HK$32,242
+HK$1,849/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,786/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,817
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,670
−HK$866/mo
Today · 4.125%
HK$33,536
baseline
▲ 0.50% · 4.625%
HK$35,303
+HK$1,767/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,072/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,642
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,595
−HK$969/mo
Today · 4.125%
HK$32,564
baseline
▲ 0.50% · 4.625%
HK$34,545
+HK$1,981/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,128/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,089
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,004
−HK$927/mo
Today · 4.125%
HK$35,931
baseline
▲ 0.50% · 4.625%
HK$37,825
+HK$1,894/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,862/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,685
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,702
−HK$1,033/mo
Today · 4.125%
HK$34,735
baseline
▲ 0.50% · 4.625%
HK$36,848
+HK$2,113/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,470/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,362
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,337
−HK$989/mo
Today · 4.125%
HK$38,326
baseline
▲ 0.50% · 4.625%
HK$40,347
+HK$2,021/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,652/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,728
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,808
−HK$1,098/mo
Today · 4.125%
HK$36,906
baseline
▲ 0.50% · 4.625%
HK$39,151
+HK$2,245/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,812/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,635
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,671
−HK$1,051/mo
Today · 4.125%
HK$40,722
baseline
▲ 0.50% · 4.625%
HK$42,868
+HK$2,146/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,444/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,771
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,915
−HK$1,162/mo
Today · 4.125%
HK$39,077
baseline
▲ 0.50% · 4.625%
HK$41,454
+HK$2,377/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,154/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,907
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,004
−HK$1,113/mo
Today · 4.125%
HK$43,117
baseline
▲ 0.50% · 4.625%
HK$45,390
+HK$2,273/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,234/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,763 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).