▼ 0.50% · 3.625%
HK$20,211
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,840
−HK$639/mo
Today · 4.125%
HK$21,479
baseline
▲ 0.50% · 4.625%
HK$22,786
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,958/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,485
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,088
−HK$612/mo
Today · 4.125%
HK$23,700
baseline
▲ 0.50% · 4.625%
HK$24,949
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,400/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,232
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,924
−HK$702/mo
Today · 4.125%
HK$23,626
baseline
▲ 0.50% · 4.625%
HK$25,064
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,252/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,733
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,397
−HK$672/mo
Today · 4.125%
HK$26,069
baseline
▲ 0.50% · 4.625%
HK$27,444
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,138/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,253
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,008
−HK$766/mo
Today · 4.125%
HK$25,774
baseline
▲ 0.50% · 4.625%
HK$27,343
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,548/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,982
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,705
−HK$734/mo
Today · 4.125%
HK$28,439
baseline
▲ 0.50% · 4.625%
HK$29,939
+HK$1,500/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,878/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,275
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,092
−HK$830/mo
Today · 4.125%
HK$27,922
baseline
▲ 0.50% · 4.625%
HK$29,621
+HK$1,699/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,844/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,230
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,014
−HK$795/mo
Today · 4.125%
HK$30,809
baseline
▲ 0.50% · 4.625%
HK$32,433
+HK$1,624/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,618/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,296
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,176
−HK$894/mo
Today · 4.125%
HK$30,070
baseline
▲ 0.50% · 4.625%
HK$31,900
+HK$1,830/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,140/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,479
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,323
−HK$856/mo
Today · 4.125%
HK$33,179
baseline
▲ 0.50% · 4.625%
HK$34,928
+HK$1,749/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,358/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,317
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,260
−HK$958/mo
Today · 4.125%
HK$32,218
baseline
▲ 0.50% · 4.625%
HK$34,178
+HK$1,960/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,436/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,727
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,632
−HK$917/mo
Today · 4.125%
HK$35,549
baseline
▲ 0.50% · 4.625%
HK$37,423
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,098/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,338
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,344
−HK$1,022/mo
Today · 4.125%
HK$34,366
baseline
▲ 0.50% · 4.625%
HK$36,457
+HK$2,091/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,732/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,976
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,940
−HK$979/mo
Today · 4.125%
HK$37,919
baseline
▲ 0.50% · 4.625%
HK$39,918
+HK$1,999/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,838/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,359
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,428
−HK$1,086/mo
Today · 4.125%
HK$36,514
baseline
▲ 0.50% · 4.625%
HK$38,735
+HK$2,221/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$73,028/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,224
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,249
−HK$1,040/mo
Today · 4.125%
HK$40,289
baseline
▲ 0.50% · 4.625%
HK$42,413
+HK$2,124/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,578/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,380
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,512
−HK$1,150/mo
Today · 4.125%
HK$38,662
baseline
▲ 0.50% · 4.625%
HK$41,014
+HK$2,352/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$77,324/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,473
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,558
−HK$1,101/mo
Today · 4.125%
HK$42,659
baseline
▲ 0.50% · 4.625%
HK$44,908
+HK$2,249/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$85,318/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,907 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).