▼ 0.50% · 3.625%
HK$18,832
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,418
−HK$595/mo
Today · 4.125%
HK$20,013
baseline
▲ 0.50% · 4.625%
HK$21,230
+HK$1,217/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,026/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,950
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,512
−HK$570/mo
Today · 4.125%
HK$22,082
baseline
▲ 0.50% · 4.625%
HK$23,246
+HK$1,164/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,164/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,715
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,359
−HK$655/mo
Today · 4.125%
HK$22,014
baseline
▲ 0.50% · 4.625%
HK$23,354
+HK$1,340/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,028/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,045
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,663
−HK$627/mo
Today · 4.125%
HK$24,290
baseline
▲ 0.50% · 4.625%
HK$25,571
+HK$1,281/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,580/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,598
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,301
−HK$714/mo
Today · 4.125%
HK$24,015
baseline
▲ 0.50% · 4.625%
HK$25,477
+HK$1,462/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$48,030/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,140
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,814
−HK$684/mo
Today · 4.125%
HK$26,498
baseline
▲ 0.50% · 4.625%
HK$27,895
+HK$1,397/mo
Deposit HK$3.30M · loan HK$4.96M · min. income ≈ HK$52,996/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,481
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,243
−HK$774/mo
Today · 4.125%
HK$26,017
baseline
▲ 0.50% · 4.625%
HK$27,600
+HK$1,583/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,034/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,235
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,966
−HK$741/mo
Today · 4.125%
HK$28,707
baseline
▲ 0.50% · 4.625%
HK$30,220
+HK$1,513/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,414/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,365
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,185
−HK$833/mo
Today · 4.125%
HK$28,018
baseline
▲ 0.50% · 4.625%
HK$29,723
+HK$1,705/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,036/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,330
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,117
−HK$798/mo
Today · 4.125%
HK$30,915
baseline
▲ 0.50% · 4.625%
HK$32,544
+HK$1,629/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,830/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,248
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,126
−HK$893/mo
Today · 4.125%
HK$30,019
baseline
▲ 0.50% · 4.625%
HK$31,846
+HK$1,827/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$60,038/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,425
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,268
−HK$855/mo
Today · 4.125%
HK$33,123
baseline
▲ 0.50% · 4.625%
HK$34,869
+HK$1,746/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,246/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,131
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,068
−HK$952/mo
Today · 4.125%
HK$32,020
baseline
▲ 0.50% · 4.625%
HK$33,969
+HK$1,949/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,040/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,520
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,419
−HK$912/mo
Today · 4.125%
HK$35,331
baseline
▲ 0.50% · 4.625%
HK$37,194
+HK$1,863/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,662/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,014
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,010
−HK$1,012/mo
Today · 4.125%
HK$34,022
baseline
▲ 0.50% · 4.625%
HK$36,092
+HK$2,070/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,044/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,615
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,571
−HK$969/mo
Today · 4.125%
HK$37,540
baseline
▲ 0.50% · 4.625%
HK$39,518
+HK$1,978/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,080/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,897
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,952
−HK$1,071/mo
Today · 4.125%
HK$36,023
baseline
▲ 0.50% · 4.625%
HK$38,215
+HK$2,192/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$72,046/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,710
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,722
−HK$1,026/mo
Today · 4.125%
HK$39,748
baseline
▲ 0.50% · 4.625%
HK$41,843
+HK$2,095/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$79,496/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,760 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).