▼ 0.50% · 3.625%
HK$14,454
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,903
−HK$457/mo
Today · 4.125%
HK$15,360
baseline
▲ 0.50% · 4.625%
HK$16,295
+HK$935/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,720/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,079
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,511
−HK$437/mo
Today · 4.125%
HK$16,948
baseline
▲ 0.50% · 4.625%
HK$17,842
+HK$894/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,896/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,899
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,394
−HK$502/mo
Today · 4.125%
HK$16,896
baseline
▲ 0.50% · 4.625%
HK$17,924
+HK$1,028/mo
Deposit HK$2.85M · loan HK$3.49M · min. income ≈ HK$33,792/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,687
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,162
−HK$481/mo
Today · 4.125%
HK$18,643
baseline
▲ 0.50% · 4.625%
HK$19,626
+HK$983/mo
Deposit HK$2.85M · loan HK$3.49M · min. income ≈ HK$37,286/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,344
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,884
−HK$548/mo
Today · 4.125%
HK$18,432
baseline
▲ 0.50% · 4.625%
HK$19,554
+HK$1,122/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$36,864/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,295
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,813
−HK$525/mo
Today · 4.125%
HK$20,338
baseline
▲ 0.50% · 4.625%
HK$21,410
+HK$1,072/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$40,676/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,790
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,374
−HK$594/mo
Today · 4.125%
HK$19,968
baseline
▲ 0.50% · 4.625%
HK$21,183
+HK$1,215/mo
Deposit HK$2.22M · loan HK$4.12M · min. income ≈ HK$39,936/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,903
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,464
−HK$569/mo
Today · 4.125%
HK$22,033
baseline
▲ 0.50% · 4.625%
HK$23,194
+HK$1,161/mo
Deposit HK$2.22M · loan HK$4.12M · min. income ≈ HK$44,066/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,235
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,864
−HK$640/mo
Today · 4.125%
HK$21,504
baseline
▲ 0.50% · 4.625%
HK$22,812
+HK$1,308/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$43,008/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,511
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,115
−HK$613/mo
Today · 4.125%
HK$23,728
baseline
▲ 0.50% · 4.625%
HK$24,978
+HK$1,250/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$47,456/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,680
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,355
−HK$685/mo
Today · 4.125%
HK$23,040
baseline
▲ 0.50% · 4.625%
HK$24,442
+HK$1,402/mo
Deposit HK$1.58M · loan HK$4.75M · min. income ≈ HK$46,080/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,119
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,766
−HK$656/mo
Today · 4.125%
HK$25,422
baseline
▲ 0.50% · 4.625%
HK$26,762
+HK$1,340/mo
Deposit HK$1.58M · loan HK$4.75M · min. income ≈ HK$50,844/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,126
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,845
−HK$731/mo
Today · 4.125%
HK$24,576
baseline
▲ 0.50% · 4.625%
HK$26,071
+HK$1,495/mo
Deposit HK$1.27M · loan HK$5.07M · min. income ≈ HK$49,152/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,727
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,417
−HK$700/mo
Today · 4.125%
HK$27,117
baseline
▲ 0.50% · 4.625%
HK$28,547
+HK$1,430/mo
Deposit HK$1.27M · loan HK$5.07M · min. income ≈ HK$54,234/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,571
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,335
−HK$777/mo
Today · 4.125%
HK$26,112
baseline
▲ 0.50% · 4.625%
HK$27,701
+HK$1,589/mo
Deposit HK$951K · loan HK$5.39M · min. income ≈ HK$52,224/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,335
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,068
−HK$744/mo
Today · 4.125%
HK$28,812
baseline
▲ 0.50% · 4.625%
HK$30,331
+HK$1,519/mo
Deposit HK$951K · loan HK$5.39M · min. income ≈ HK$57,624/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,016
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,826
−HK$822/mo
Today · 4.125%
HK$27,648
baseline
▲ 0.50% · 4.625%
HK$29,330
+HK$1,682/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$55,296/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,943
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,719
−HK$788/mo
Today · 4.125%
HK$30,507
baseline
▲ 0.50% · 4.625%
HK$32,115
+HK$1,608/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$61,014/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$168,859 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).