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Home Yau Tsim Mong District THE CULLINAN TOWER 20 - ZONE 2 (OCEAN SKY)

28/F B

in THE CULLINAN TOWER 20 - ZONE 2 (OCEAN SKY)

Yau Tsim Mong District · Kowloon

Switch unit
Floor
12/F A 2,514 ft² 12/F C 658 ft² 12/F D 676 ft² 15/F C 658 ft² 15/F D 676 ft² 16/F A 900 ft² 16/F B 1,128 ft² 16/F C 658 ft² 16/F D 672 ft² 16/F E 674 ft² 17/F A 900 ft² 17/F B 1,128 ft² 17/F C 658 ft² 17/F D 672 ft² 17/F E 674 ft² 18/F A 900 ft² 18/F B 1,128 ft² 18/F C 658 ft² 18/F D 672 ft² 18/F E 674 ft² 19/F A 900 ft² 19/F B 1,128 ft² 19/F C 658 ft² 19/F D 672 ft² 19/F E 674 ft² 20/F A 900 ft² 21/F A 900 ft² 21/F B 1,128 ft² 21/F C 658 ft² 21/F D 672 ft² 21/F E 674 ft² 22/F B 1,128 ft² 22/F C 658 ft² 22/F D 672 ft² 22/F E 674 ft² 22/F A 900 ft² 23/F A 900 ft² 23/F B 1,128 ft² 23/F C 658 ft² 23/F D 672 ft² 23/F E 674 ft² 25/F A 900 ft² 25/F B 1,128 ft² 25/F C 658 ft² 25/F D 672 ft² 25/F E 674 ft² 26/F D 672 ft² 26/F E 674 ft² 27/F A 900 ft² 27/F C 658 ft² 27/F D 672 ft² 27/F E 674 ft² 28/F A 900 ft² 28/F B 1,128 ft² 28/F C 658 ft² 28/F D 672 ft² 28/F E 674 ft² 29/F B 1,128 ft² 29/F C 658 ft² 29/F D 672 ft² 30/F A 900 ft² 30/F B 1,128 ft² 30/F C 658 ft² 30/F D 672 ft² 30/F E 674 ft² 31/F A 900 ft² 31/F B 1,128 ft² 31/F C 658 ft² 31/F D 672 ft² 31/F E 674 ft² 32/F A 900 ft² 32/F B 1,128 ft² 32/F C 658 ft² 32/F D 672 ft² 32/F E 674 ft² 33/F A 900 ft² 33/F B 1,128 ft² 33/F C 658 ft² 33/F D 672 ft² 33/F E 674 ft² 35/F A 900 ft² 35/F B 1,128 ft² 35/F C 658 ft² 35/F D 672 ft² 35/F E 674 ft² 36/F A 935 ft² 36/F B 1,075 ft² 36/F C 658 ft² 36/F D 672 ft² 36/F E 674 ft² 37/F B 1,404 ft² 37/F C 658 ft² 37/F D 672 ft² 37/F E 674 ft² 38/F B 1,419 ft² 38/F C 1,143 ft² 38/F E 674 ft²
Crescira AVM · estimated value ● Medium confidence
HK$44.63M
≈ HK$39,569 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.39M, with repayments around HK$151,423/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$142,488
−HK$8,935/mo
▼ 0.25% · 3.875%
HK$146,920
−HK$4,503/mo
Today · 4.125%
HK$151,423
baseline
▲ 0.50% · 4.625%
HK$160,637
+HK$9,214/mo

Deposit HK$13.39M · loan HK$31.24M · min. income ≈ HK$302,846/mo (50% DSR)

Upfront cash ≈ HK$15.29M (deposit + AVD stamp duty HK$1,896,944 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kowloon Station
≈ 2 min walk · 90 m
Education
8
schools within 1 km (2 within 500 m)
Daily convenience
19
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Kowloon Station Station.

Family-friendly — 8 schools within a 1 km walk.

Everyday convenience — 19 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
28/F
Flat
B
Saleable Area
1,128 Saleable ft²
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2013-11-19 HK$34.95M —

Other appraised units in this building

12/F A
2,514 ft²
HK$95.41M
12/F C
658 ft²
HK$20.51M
12/F D
676 ft²
HK$21.30M
15/F C
658 ft²
HK$20.60M
15/F D
676 ft²
HK$21.40M
16/F A
900 ft²
HK$30.70M
Data sourced from Renavon.com