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At today's rate and a 90% mortgage, the deposit on this unit is about HK$625K, with repayments around HK$27,253/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$625K · loan HK$5.62M · min. income ≈ HK$54,506/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$159,800 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- H
- Saleable Area
- 361 Saleable ft²
- Gross Area
- 501 ft²
- Efficiency
- 72%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-24 | HK$7.40M | +5.7% 3.2y · 2.0%/yr |
| 2018-04-17 | HK$7.00M | +35.1% 3.3y · 11.0%/yr |
| 2015-01-02 | HK$5.18M | +39.6% |
| 2011-08-25 | HK$3.71M | +51.4% |
| 2007-07-26 | HK$2.45M | +5.2% |
| 2006-09-30 | HK$2.33M | — |