▼ 0.50% · 3.625%
HK$20,389
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,023
−HK$644/mo
Today · 4.125%
HK$21,667
baseline
▲ 0.50% · 4.625%
HK$22,986
+HK$1,319/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,334/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,682
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,290
−HK$618/mo
Today · 4.125%
HK$23,908
baseline
▲ 0.50% · 4.625%
HK$25,168
+HK$1,260/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,816/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,427
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,125
−HK$709/mo
Today · 4.125%
HK$23,834
baseline
▲ 0.50% · 4.625%
HK$25,284
+HK$1,450/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,668/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,950
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,619
−HK$679/mo
Today · 4.125%
HK$26,298
baseline
▲ 0.50% · 4.625%
HK$27,685
+HK$1,387/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,596/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,466
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,227
−HK$774/mo
Today · 4.125%
HK$26,001
baseline
▲ 0.50% · 4.625%
HK$27,583
+HK$1,582/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$52,002/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,219
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,949
−HK$740/mo
Today · 4.125%
HK$28,689
baseline
▲ 0.50% · 4.625%
HK$30,201
+HK$1,512/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$57,378/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,505
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,330
−HK$837/mo
Today · 4.125%
HK$28,167
baseline
▲ 0.50% · 4.625%
HK$29,881
+HK$1,714/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,334/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,487
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,278
−HK$802/mo
Today · 4.125%
HK$31,080
baseline
▲ 0.50% · 4.625%
HK$32,718
+HK$1,638/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,160/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,544
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,432
−HK$902/mo
Today · 4.125%
HK$30,334
baseline
▲ 0.50% · 4.625%
HK$32,180
+HK$1,846/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,668/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,755
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,607
−HK$864/mo
Today · 4.125%
HK$33,471
baseline
▲ 0.50% · 4.625%
HK$35,235
+HK$1,764/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,942/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,583
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,534
−HK$967/mo
Today · 4.125%
HK$32,501
baseline
▲ 0.50% · 4.625%
HK$34,478
+HK$1,977/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,002/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,023
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,936
−HK$925/mo
Today · 4.125%
HK$35,861
baseline
▲ 0.50% · 4.625%
HK$37,752
+HK$1,891/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,722/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,622
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,636
−HK$1,031/mo
Today · 4.125%
HK$34,667
baseline
▲ 0.50% · 4.625%
HK$36,777
+HK$2,110/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,334/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,291
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,265
−HK$987/mo
Today · 4.125%
HK$38,252
baseline
▲ 0.50% · 4.625%
HK$40,268
+HK$2,016/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,504/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,661
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,739
−HK$1,095/mo
Today · 4.125%
HK$36,834
baseline
▲ 0.50% · 4.625%
HK$39,075
+HK$2,241/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,668/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,560
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,594
−HK$1,049/mo
Today · 4.125%
HK$40,643
baseline
▲ 0.50% · 4.625%
HK$42,785
+HK$2,142/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,286/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,699
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,841
−HK$1,160/mo
Today · 4.125%
HK$39,001
baseline
▲ 0.50% · 4.625%
HK$41,374
+HK$2,373/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$78,002/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,828
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,923
−HK$1,111/mo
Today · 4.125%
HK$43,034
baseline
▲ 0.50% · 4.625%
HK$45,302
+HK$2,268/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$86,068/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,241 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).