▼ 0.50% · 3.625%
HK$22,592
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,295
−HK$714/mo
Today · 4.125%
HK$24,009
baseline
▲ 0.50% · 4.625%
HK$25,470
+HK$1,461/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$48,018/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,133
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,808
−HK$683/mo
Today · 4.125%
HK$26,491
baseline
▲ 0.50% · 4.625%
HK$27,888
+HK$1,397/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,982/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,851
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,624
−HK$786/mo
Today · 4.125%
HK$26,410
baseline
▲ 0.50% · 4.625%
HK$28,017
+HK$1,607/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,820/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,647
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,388
−HK$752/mo
Today · 4.125%
HK$29,140
baseline
▲ 0.50% · 4.625%
HK$30,677
+HK$1,537/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,280/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,110
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,954
−HK$857/mo
Today · 4.125%
HK$28,811
baseline
▲ 0.50% · 4.625%
HK$30,564
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,622/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,160
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,969
−HK$821/mo
Today · 4.125%
HK$31,790
baseline
▲ 0.50% · 4.625%
HK$33,465
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,580/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,370
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,283
−HK$928/mo
Today · 4.125%
HK$31,211
baseline
▲ 0.50% · 4.625%
HK$33,111
+HK$1,900/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,422/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,673
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,550
−HK$889/mo
Today · 4.125%
HK$34,439
baseline
▲ 0.50% · 4.625%
HK$36,254
+HK$1,815/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,878/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,629
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,613
−HK$999/mo
Today · 4.125%
HK$33,612
baseline
▲ 0.50% · 4.625%
HK$35,658
+HK$2,046/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$67,224/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,187
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,131
−HK$957/mo
Today · 4.125%
HK$37,088
baseline
▲ 0.50% · 4.625%
HK$39,043
+HK$1,955/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$74,176/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,888
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,942
−HK$1,071/mo
Today · 4.125%
HK$36,013
baseline
▲ 0.50% · 4.625%
HK$38,205
+HK$2,192/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$72,026/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,700
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,711
−HK$1,026/mo
Today · 4.125%
HK$39,737
baseline
▲ 0.50% · 4.625%
HK$41,832
+HK$2,095/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,474/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,147
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,272
−HK$1,142/mo
Today · 4.125%
HK$38,414
baseline
▲ 0.50% · 4.625%
HK$40,751
+HK$2,337/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$76,828/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,214
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,292
−HK$1,094/mo
Today · 4.125%
HK$42,386
baseline
▲ 0.50% · 4.625%
HK$44,620
+HK$2,234/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$84,772/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,407
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,601
−HK$1,214/mo
Today · 4.125%
HK$40,815
baseline
▲ 0.50% · 4.625%
HK$43,298
+HK$2,483/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,630/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,727
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,873
−HK$1,162/mo
Today · 4.125%
HK$45,035
baseline
▲ 0.50% · 4.625%
HK$47,409
+HK$2,374/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,070/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,666
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,931
−HK$1,285/mo
Today · 4.125%
HK$43,216
baseline
▲ 0.50% · 4.625%
HK$45,845
+HK$2,629/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,432/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,240
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,454
−HK$1,230/mo
Today · 4.125%
HK$47,684
baseline
▲ 0.50% · 4.625%
HK$50,198
+HK$2,514/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,368/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,769 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).