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At today's rate and a 90% mortgage, the deposit on this unit is about HK$645K, with repayments around HK$28,147/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$56,294/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,298 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 385 Saleable ft²
- Gross Area
- 523 ft²
- Efficiency
- 74%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-17 | HK$5.06M | −28.4% 4.8y · −6.0%/yr |
| 2020-05-13 | HK$7.07M | +44.7% 3.9y · 12.0%/yr |
| 2016-06-13 | HK$4.88M | +80.9% 6.5y · 12.0%/yr |
| 2009-11-30 | HK$2.70M | +15.4% |
| 2006-09-28 | HK$2.34M | — |