▼ 0.50% · 3.625%
HK$21,725
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,401
−HK$687/mo
Today · 4.125%
HK$23,088
baseline
▲ 0.50% · 4.625%
HK$24,492
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,176/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,169
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,817
−HK$658/mo
Today · 4.125%
HK$25,475
baseline
▲ 0.50% · 4.625%
HK$26,818
+HK$1,343/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,950/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,898
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,641
−HK$755/mo
Today · 4.125%
HK$25,396
baseline
▲ 0.50% · 4.625%
HK$26,942
+HK$1,546/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,792/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,586
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,299
−HK$723/mo
Today · 4.125%
HK$28,022
baseline
▲ 0.50% · 4.625%
HK$29,500
+HK$1,478/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,044/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,070
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,881
−HK$824/mo
Today · 4.125%
HK$27,705
baseline
▲ 0.50% · 4.625%
HK$29,391
+HK$1,686/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,410/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,003
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,781
−HK$789/mo
Today · 4.125%
HK$30,570
baseline
▲ 0.50% · 4.625%
HK$32,181
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,140/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,243
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,121
−HK$893/mo
Today · 4.125%
HK$30,014
baseline
▲ 0.50% · 4.625%
HK$31,840
+HK$1,826/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$60,028/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,420
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,263
−HK$854/mo
Today · 4.125%
HK$33,117
baseline
▲ 0.50% · 4.625%
HK$34,863
+HK$1,746/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,234/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,415
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,361
−HK$962/mo
Today · 4.125%
HK$32,323
baseline
▲ 0.50% · 4.625%
HK$34,289
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,646/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,837
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,744
−HK$921/mo
Today · 4.125%
HK$35,665
baseline
▲ 0.50% · 4.625%
HK$37,545
+HK$1,880/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,330/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,588
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,602
−HK$1,029/mo
Today · 4.125%
HK$34,631
baseline
▲ 0.50% · 4.625%
HK$36,739
+HK$2,108/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,262/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,254
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,226
−HK$986/mo
Today · 4.125%
HK$38,212
baseline
▲ 0.50% · 4.625%
HK$40,227
+HK$2,015/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,424/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,760
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,842
−HK$1,098/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$39,188
+HK$2,248/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,671
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,708
−HK$1,052/mo
Today · 4.125%
HK$40,760
baseline
▲ 0.50% · 4.625%
HK$42,908
+HK$2,148/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$81,520/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,933
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,082
−HK$1,167/mo
Today · 4.125%
HK$39,249
baseline
▲ 0.50% · 4.625%
HK$41,637
+HK$2,388/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,498/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,088
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,190
−HK$1,117/mo
Today · 4.125%
HK$43,307
baseline
▲ 0.50% · 4.625%
HK$45,590
+HK$2,283/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,614/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,106
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,322
−HK$1,236/mo
Today · 4.125%
HK$41,558
baseline
▲ 0.50% · 4.625%
HK$44,086
+HK$2,528/mo
Deposit HK$953K · loan HK$8.57M · min. income ≈ HK$83,116/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,504
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,671
−HK$1,184/mo
Today · 4.125%
HK$45,855
baseline
▲ 0.50% · 4.625%
HK$48,272
+HK$2,417/mo
Deposit HK$953K · loan HK$8.57M · min. income ≈ HK$91,710/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,756 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).