▼ 0.50% · 3.625%
HK$22,607
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,311
−HK$714/mo
Today · 4.125%
HK$24,025
baseline
▲ 0.50% · 4.625%
HK$25,487
+HK$1,462/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,050/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,151
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,825
−HK$684/mo
Today · 4.125%
HK$26,509
baseline
▲ 0.50% · 4.625%
HK$27,907
+HK$1,398/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,018/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,868
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,642
−HK$786/mo
Today · 4.125%
HK$26,428
baseline
▲ 0.50% · 4.625%
HK$28,036
+HK$1,608/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,856/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,666
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,408
−HK$752/mo
Today · 4.125%
HK$29,160
baseline
▲ 0.50% · 4.625%
HK$30,697
+HK$1,537/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,320/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,129
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,973
−HK$857/mo
Today · 4.125%
HK$28,830
baseline
▲ 0.50% · 4.625%
HK$30,584
+HK$1,754/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,660/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,181
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,990
−HK$821/mo
Today · 4.125%
HK$31,811
baseline
▲ 0.50% · 4.625%
HK$33,488
+HK$1,677/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,622/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,390
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,304
−HK$929/mo
Today · 4.125%
HK$31,233
baseline
▲ 0.50% · 4.625%
HK$33,133
+HK$1,900/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,466/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,696
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,573
−HK$889/mo
Today · 4.125%
HK$34,462
baseline
▲ 0.50% · 4.625%
HK$36,279
+HK$1,817/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,924/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,650
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,635
−HK$1,000/mo
Today · 4.125%
HK$33,635
baseline
▲ 0.50% · 4.625%
HK$35,682
+HK$2,047/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$67,270/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,211
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,155
−HK$958/mo
Today · 4.125%
HK$37,113
baseline
▲ 0.50% · 4.625%
HK$39,069
+HK$1,956/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$74,226/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,911
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,966
−HK$1,072/mo
Today · 4.125%
HK$36,038
baseline
▲ 0.50% · 4.625%
HK$38,231
+HK$2,193/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$72,076/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,726
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,738
−HK$1,026/mo
Today · 4.125%
HK$39,764
baseline
▲ 0.50% · 4.625%
HK$41,860
+HK$2,096/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$79,528/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,172
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,297
−HK$1,143/mo
Today · 4.125%
HK$38,440
baseline
▲ 0.50% · 4.625%
HK$40,779
+HK$2,339/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$76,880/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,241
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,320
−HK$1,095/mo
Today · 4.125%
HK$42,415
baseline
▲ 0.50% · 4.625%
HK$44,651
+HK$2,236/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$84,830/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,433
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,628
−HK$1,215/mo
Today · 4.125%
HK$40,843
baseline
▲ 0.50% · 4.625%
HK$43,328
+HK$2,485/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$81,686/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,756
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,903
−HK$1,163/mo
Today · 4.125%
HK$45,066
baseline
▲ 0.50% · 4.625%
HK$47,441
+HK$2,375/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$90,132/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,693
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$41,959
−HK$1,286/mo
Today · 4.125%
HK$43,245
baseline
▲ 0.50% · 4.625%
HK$45,877
+HK$2,632/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,490/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,271
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$46,485
−HK$1,232/mo
Today · 4.125%
HK$47,717
baseline
▲ 0.50% · 4.625%
HK$50,232
+HK$2,515/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,434/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,445 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).