▼ 0.50% · 3.625%
HK$19,607
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,216
−HK$620/mo
Today · 4.125%
HK$20,836
baseline
▲ 0.50% · 4.625%
HK$22,104
+HK$1,268/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,672/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,812
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,397
−HK$594/mo
Today · 4.125%
HK$22,991
baseline
▲ 0.50% · 4.625%
HK$24,202
+HK$1,211/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,982/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,567
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,238
−HK$682/mo
Today · 4.125%
HK$22,920
baseline
▲ 0.50% · 4.625%
HK$24,314
+HK$1,394/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,840/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,993
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,637
−HK$653/mo
Today · 4.125%
HK$25,290
baseline
▲ 0.50% · 4.625%
HK$26,623
+HK$1,333/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,580/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,528
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,260
−HK$743/mo
Today · 4.125%
HK$25,003
baseline
▲ 0.50% · 4.625%
HK$26,525
+HK$1,522/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,006/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,174
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,876
−HK$713/mo
Today · 4.125%
HK$27,589
baseline
▲ 0.50% · 4.625%
HK$29,043
+HK$1,454/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,178/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,488
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,281
−HK$806/mo
Today · 4.125%
HK$27,087
baseline
▲ 0.50% · 4.625%
HK$28,735
+HK$1,648/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,174/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,356
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,116
−HK$772/mo
Today · 4.125%
HK$29,888
baseline
▲ 0.50% · 4.625%
HK$31,463
+HK$1,575/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,776/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,449
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,303
−HK$867/mo
Today · 4.125%
HK$29,170
baseline
▲ 0.50% · 4.625%
HK$30,945
+HK$1,775/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,340/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,537
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,356
−HK$831/mo
Today · 4.125%
HK$32,187
baseline
▲ 0.50% · 4.625%
HK$33,883
+HK$1,696/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,374/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,410
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,325
−HK$929/mo
Today · 4.125%
HK$31,254
baseline
▲ 0.50% · 4.625%
HK$33,156
+HK$1,902/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,508/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,718
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,596
−HK$890/mo
Today · 4.125%
HK$34,486
baseline
▲ 0.50% · 4.625%
HK$36,304
+HK$1,818/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,972/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,370
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,346
−HK$992/mo
Today · 4.125%
HK$33,338
baseline
▲ 0.50% · 4.625%
HK$35,366
+HK$2,028/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,676/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,899
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,835
−HK$950/mo
Today · 4.125%
HK$36,785
baseline
▲ 0.50% · 4.625%
HK$38,724
+HK$1,939/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,570/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,331
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,368
−HK$1,053/mo
Today · 4.125%
HK$35,421
baseline
▲ 0.50% · 4.625%
HK$37,577
+HK$2,156/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,842/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,081
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,075
−HK$1,009/mo
Today · 4.125%
HK$39,084
baseline
▲ 0.50% · 4.625%
HK$41,144
+HK$2,060/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,168/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,292
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,390
−HK$1,115/mo
Today · 4.125%
HK$37,505
baseline
▲ 0.50% · 4.625%
HK$39,787
+HK$2,282/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$75,010/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,262
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,315
−HK$1,068/mo
Today · 4.125%
HK$41,383
baseline
▲ 0.50% · 4.625%
HK$43,564
+HK$2,181/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,766/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,952 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).