▼ 0.50% · 3.625%
HK$20,478
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,115
−HK$647/mo
Today · 4.125%
HK$21,762
baseline
▲ 0.50% · 4.625%
HK$23,086
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,524/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,782
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,392
−HK$620/mo
Today · 4.125%
HK$24,012
baseline
▲ 0.50% · 4.625%
HK$25,278
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,024/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,526
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,226
−HK$712/mo
Today · 4.125%
HK$23,938
baseline
▲ 0.50% · 4.625%
HK$25,395
+HK$1,457/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,876/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,060
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,732
−HK$682/mo
Today · 4.125%
HK$26,414
baseline
▲ 0.50% · 4.625%
HK$27,806
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,828/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,574
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,338
−HK$777/mo
Today · 4.125%
HK$26,115
baseline
▲ 0.50% · 4.625%
HK$27,704
+HK$1,589/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,230/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,338
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,071
−HK$744/mo
Today · 4.125%
HK$28,815
baseline
▲ 0.50% · 4.625%
HK$30,334
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,630/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,621
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,449
−HK$842/mo
Today · 4.125%
HK$28,291
baseline
▲ 0.50% · 4.625%
HK$30,012
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,582/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,616
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,410
−HK$806/mo
Today · 4.125%
HK$31,216
baseline
▲ 0.50% · 4.625%
HK$32,861
+HK$1,645/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,432/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,669
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,561
−HK$906/mo
Today · 4.125%
HK$30,467
baseline
▲ 0.50% · 4.625%
HK$32,321
+HK$1,854/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$60,934/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,894
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,749
−HK$868/mo
Today · 4.125%
HK$33,617
baseline
▲ 0.50% · 4.625%
HK$35,389
+HK$1,772/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$67,234/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,717
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,672
−HK$971/mo
Today · 4.125%
HK$32,643
baseline
▲ 0.50% · 4.625%
HK$34,629
+HK$1,986/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,286/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,172
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,089
−HK$929/mo
Today · 4.125%
HK$36,018
baseline
▲ 0.50% · 4.625%
HK$37,917
+HK$1,899/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,036/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,765
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,784
−HK$1,035/mo
Today · 4.125%
HK$34,819
baseline
▲ 0.50% · 4.625%
HK$36,938
+HK$2,119/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,638/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,450
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,428
−HK$992/mo
Today · 4.125%
HK$38,420
baseline
▲ 0.50% · 4.625%
HK$40,445
+HK$2,025/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,840/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,813
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,895
−HK$1,101/mo
Today · 4.125%
HK$36,996
baseline
▲ 0.50% · 4.625%
HK$39,247
+HK$2,251/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,992/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,729
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,767
−HK$1,054/mo
Today · 4.125%
HK$40,821
baseline
▲ 0.50% · 4.625%
HK$42,973
+HK$2,152/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,642/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,860
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,007
−HK$1,165/mo
Today · 4.125%
HK$39,172
baseline
▲ 0.50% · 4.625%
HK$41,555
+HK$2,383/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,344/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,007
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,106
−HK$1,116/mo
Today · 4.125%
HK$43,222
baseline
▲ 0.50% · 4.625%
HK$45,500
+HK$2,278/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,444/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,417 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).