▼ 0.50% · 3.625%
HK$21,474
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,142
−HK$678/mo
Today · 4.125%
HK$22,820
baseline
▲ 0.50% · 4.625%
HK$24,209
+HK$1,389/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,640/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,889
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,530
−HK$650/mo
Today · 4.125%
HK$25,180
baseline
▲ 0.50% · 4.625%
HK$26,507
+HK$1,327/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,360/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,621
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,356
−HK$746/mo
Today · 4.125%
HK$25,102
baseline
▲ 0.50% · 4.625%
HK$26,630
+HK$1,528/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,204/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,278
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,983
−HK$715/mo
Today · 4.125%
HK$27,698
baseline
▲ 0.50% · 4.625%
HK$29,158
+HK$1,460/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,396/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,768
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,570
−HK$814/mo
Today · 4.125%
HK$27,384
baseline
▲ 0.50% · 4.625%
HK$29,051
+HK$1,667/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,768/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,667
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,436
−HK$780/mo
Today · 4.125%
HK$30,216
baseline
▲ 0.50% · 4.625%
HK$31,809
+HK$1,593/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,432/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,916
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,784
−HK$882/mo
Today · 4.125%
HK$29,666
baseline
▲ 0.50% · 4.625%
HK$31,471
+HK$1,805/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$59,332/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,056
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,889
−HK$845/mo
Today · 4.125%
HK$32,734
baseline
▲ 0.50% · 4.625%
HK$34,459
+HK$1,725/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$65,468/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,063
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,998
−HK$950/mo
Today · 4.125%
HK$31,948
baseline
▲ 0.50% · 4.625%
HK$33,892
+HK$1,944/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$63,896/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,445
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,342
−HK$910/mo
Today · 4.125%
HK$35,252
baseline
▲ 0.50% · 4.625%
HK$37,110
+HK$1,858/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$70,504/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,211
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,212
−HK$1,018/mo
Today · 4.125%
HK$34,230
baseline
▲ 0.50% · 4.625%
HK$36,313
+HK$2,083/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,460/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,834
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,795
−HK$975/mo
Today · 4.125%
HK$37,770
baseline
▲ 0.50% · 4.625%
HK$39,761
+HK$1,991/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,540/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,358
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,427
−HK$1,085/mo
Today · 4.125%
HK$36,512
baseline
▲ 0.50% · 4.625%
HK$38,734
+HK$2,222/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$73,024/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,223
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,248
−HK$1,040/mo
Today · 4.125%
HK$40,288
baseline
▲ 0.50% · 4.625%
HK$42,411
+HK$2,123/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,576/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,505
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,641
−HK$1,153/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$41,155
+HK$2,361/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,612
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,701
−HK$1,105/mo
Today · 4.125%
HK$42,806
baseline
▲ 0.50% · 4.625%
HK$45,062
+HK$2,256/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,612/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,653
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,855
−HK$1,221/mo
Today · 4.125%
HK$41,076
baseline
▲ 0.50% · 4.625%
HK$43,576
+HK$2,500/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$82,152/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,001
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,154
−HK$1,170/mo
Today · 4.125%
HK$45,324
baseline
▲ 0.50% · 4.625%
HK$47,713
+HK$2,389/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$90,648/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,722 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).