▼ 0.50% · 3.625%
HK$21,500
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,169
−HK$679/mo
Today · 4.125%
HK$22,848
baseline
▲ 0.50% · 4.625%
HK$24,239
+HK$1,391/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,696/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,919
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,560
−HK$651/mo
Today · 4.125%
HK$25,211
baseline
▲ 0.50% · 4.625%
HK$26,540
+HK$1,329/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,422/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,650
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,386
−HK$747/mo
Today · 4.125%
HK$25,133
baseline
▲ 0.50% · 4.625%
HK$26,663
+HK$1,530/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$50,266/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,311
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,016
−HK$716/mo
Today · 4.125%
HK$27,732
baseline
▲ 0.50% · 4.625%
HK$29,194
+HK$1,462/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$55,464/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,800
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,603
−HK$815/mo
Today · 4.125%
HK$27,418
baseline
▲ 0.50% · 4.625%
HK$29,086
+HK$1,668/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,836/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,702
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,472
−HK$781/mo
Today · 4.125%
HK$30,253
baseline
▲ 0.50% · 4.625%
HK$31,848
+HK$1,595/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,506/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,950
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,820
−HK$883/mo
Today · 4.125%
HK$29,703
baseline
▲ 0.50% · 4.625%
HK$31,510
+HK$1,807/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,406/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,094
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,928
−HK$846/mo
Today · 4.125%
HK$32,774
baseline
▲ 0.50% · 4.625%
HK$34,502
+HK$1,728/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,548/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,100
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,037
−HK$951/mo
Today · 4.125%
HK$31,988
baseline
▲ 0.50% · 4.625%
HK$33,934
+HK$1,946/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,976/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,486
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,384
−HK$911/mo
Today · 4.125%
HK$35,295
baseline
▲ 0.50% · 4.625%
HK$37,156
+HK$1,861/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,590/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,250
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,253
−HK$1,020/mo
Today · 4.125%
HK$34,273
baseline
▲ 0.50% · 4.625%
HK$36,358
+HK$2,085/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,546/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,878
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,840
−HK$976/mo
Today · 4.125%
HK$37,816
baseline
▲ 0.50% · 4.625%
HK$39,810
+HK$1,994/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,632/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,400
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,470
−HK$1,087/mo
Today · 4.125%
HK$36,557
baseline
▲ 0.50% · 4.625%
HK$38,782
+HK$2,225/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$73,114/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,270
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,296
−HK$1,042/mo
Today · 4.125%
HK$40,338
baseline
▲ 0.50% · 4.625%
HK$42,464
+HK$2,126/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$80,676/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,550
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,687
−HK$1,155/mo
Today · 4.125%
HK$38,842
baseline
▲ 0.50% · 4.625%
HK$41,206
+HK$2,364/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$77,684/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,662
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,752
−HK$1,107/mo
Today · 4.125%
HK$42,859
baseline
▲ 0.50% · 4.625%
HK$45,118
+HK$2,259/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$85,718/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,700
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,904
−HK$1,223/mo
Today · 4.125%
HK$41,127
baseline
▲ 0.50% · 4.625%
HK$43,630
+HK$2,503/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,254/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,054
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,208
−HK$1,172/mo
Today · 4.125%
HK$45,380
baseline
▲ 0.50% · 4.625%
HK$47,772
+HK$2,392/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,760/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,884 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).