▼ 0.50% · 3.625%
HK$21,377
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,042
−HK$675/mo
Today · 4.125%
HK$22,717
baseline
▲ 0.50% · 4.625%
HK$24,099
+HK$1,382/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,434/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,781
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,419
−HK$647/mo
Today · 4.125%
HK$25,066
baseline
▲ 0.50% · 4.625%
HK$26,387
+HK$1,321/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,132/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,514
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,246
−HK$743/mo
Today · 4.125%
HK$24,989
baseline
▲ 0.50% · 4.625%
HK$26,509
+HK$1,520/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$49,978/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,159
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,861
−HK$712/mo
Today · 4.125%
HK$27,573
baseline
▲ 0.50% · 4.625%
HK$29,026
+HK$1,453/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,146/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,652
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,450
−HK$811/mo
Today · 4.125%
HK$27,261
baseline
▲ 0.50% · 4.625%
HK$28,919
+HK$1,658/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,522/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,538
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,303
−HK$776/mo
Today · 4.125%
HK$30,079
baseline
▲ 0.50% · 4.625%
HK$31,665
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,158/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,790
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,654
−HK$878/mo
Today · 4.125%
HK$29,532
baseline
▲ 0.50% · 4.625%
HK$31,329
+HK$1,797/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,064/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,916
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,745
−HK$841/mo
Today · 4.125%
HK$32,586
baseline
▲ 0.50% · 4.625%
HK$34,304
+HK$1,718/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,172/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,927
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,858
−HK$946/mo
Today · 4.125%
HK$31,804
baseline
▲ 0.50% · 4.625%
HK$33,739
+HK$1,935/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,608/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,294
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,187
−HK$906/mo
Today · 4.125%
HK$35,093
baseline
▲ 0.50% · 4.625%
HK$36,942
+HK$1,849/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,186/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,065
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,062
−HK$1,014/mo
Today · 4.125%
HK$34,076
baseline
▲ 0.50% · 4.625%
HK$36,149
+HK$2,073/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,152/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,672
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,629
−HK$970/mo
Today · 4.125%
HK$37,599
baseline
▲ 0.50% · 4.625%
HK$39,581
+HK$1,982/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,198/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,203
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,267
−HK$1,081/mo
Today · 4.125%
HK$36,348
baseline
▲ 0.50% · 4.625%
HK$38,559
+HK$2,211/mo
Deposit HK$1.87M · loan HK$7.50M · min. income ≈ HK$72,696/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,050
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,071
−HK$1,035/mo
Today · 4.125%
HK$40,106
baseline
▲ 0.50% · 4.625%
HK$42,220
+HK$2,114/mo
Deposit HK$1.87M · loan HK$7.50M · min. income ≈ HK$80,212/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,340
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,471
−HK$1,148/mo
Today · 4.125%
HK$38,619
baseline
▲ 0.50% · 4.625%
HK$40,969
+HK$2,350/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,238/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,428
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,513
−HK$1,100/mo
Today · 4.125%
HK$42,613
baseline
▲ 0.50% · 4.625%
HK$44,859
+HK$2,246/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,226/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,478
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,675
−HK$1,216/mo
Today · 4.125%
HK$40,891
baseline
▲ 0.50% · 4.625%
HK$43,379
+HK$2,488/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$81,782/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,806
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,954
−HK$1,165/mo
Today · 4.125%
HK$45,119
baseline
▲ 0.50% · 4.625%
HK$47,497
+HK$2,378/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$90,238/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,469 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).