▼ 0.50% · 3.625%
HK$22,000
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,684
−HK$696/mo
Today · 4.125%
HK$23,380
baseline
▲ 0.50% · 4.625%
HK$24,802
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,760/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,475
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,131
−HK$666/mo
Today · 4.125%
HK$25,797
baseline
▲ 0.50% · 4.625%
HK$27,157
+HK$1,360/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,594/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,200
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,953
−HK$765/mo
Today · 4.125%
HK$25,718
baseline
▲ 0.50% · 4.625%
HK$27,282
+HK$1,564/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,436/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,922
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,644
−HK$733/mo
Today · 4.125%
HK$28,377
baseline
▲ 0.50% · 4.625%
HK$29,873
+HK$1,496/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,754/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,400
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,221
−HK$834/mo
Today · 4.125%
HK$28,055
baseline
▲ 0.50% · 4.625%
HK$29,763
+HK$1,708/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,110/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,370
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,157
−HK$799/mo
Today · 4.125%
HK$30,956
baseline
▲ 0.50% · 4.625%
HK$32,588
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,912/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,600
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,490
−HK$903/mo
Today · 4.125%
HK$30,393
baseline
▲ 0.50% · 4.625%
HK$32,243
+HK$1,850/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,786/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,817
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,670
−HK$866/mo
Today · 4.125%
HK$33,536
baseline
▲ 0.50% · 4.625%
HK$35,304
+HK$1,768/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,072/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,800
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,758
−HK$973/mo
Today · 4.125%
HK$32,731
baseline
▲ 0.50% · 4.625%
HK$34,723
+HK$1,992/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,462/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,265
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,184
−HK$932/mo
Today · 4.125%
HK$36,116
baseline
▲ 0.50% · 4.625%
HK$38,020
+HK$1,904/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,232/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,000
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,026
−HK$1,043/mo
Today · 4.125%
HK$35,069
baseline
▲ 0.50% · 4.625%
HK$37,203
+HK$2,134/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,138/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,712
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,697
−HK$999/mo
Today · 4.125%
HK$38,696
baseline
▲ 0.50% · 4.625%
HK$40,735
+HK$2,039/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,392/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,200
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,295
−HK$1,112/mo
Today · 4.125%
HK$37,407
baseline
▲ 0.50% · 4.625%
HK$39,683
+HK$2,276/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,814/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,160
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,210
−HK$1,065/mo
Today · 4.125%
HK$41,275
baseline
▲ 0.50% · 4.625%
HK$43,451
+HK$2,176/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,550/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,400
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,563
−HK$1,182/mo
Today · 4.125%
HK$39,745
baseline
▲ 0.50% · 4.625%
HK$42,164
+HK$2,419/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,490/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,607
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,723
−HK$1,132/mo
Today · 4.125%
HK$43,855
baseline
▲ 0.50% · 4.625%
HK$46,167
+HK$2,312/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,710/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,600
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,832
−HK$1,251/mo
Today · 4.125%
HK$42,083
baseline
▲ 0.50% · 4.625%
HK$44,644
+HK$2,561/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,166/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,055
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,236
−HK$1,199/mo
Today · 4.125%
HK$46,435
baseline
▲ 0.50% · 4.625%
HK$48,882
+HK$2,447/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,870/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,803 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).