▼ 0.50% · 3.625%
HK$3,197
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,296
−HK$101/mo
Today · 4.125%
HK$3,397
baseline
▲ 0.50% · 4.625%
HK$3,604
+HK$207/mo
Deposit HK$701K · loan HK$701K · min. income ≈ HK$6,794/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,557
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,652
−HK$97/mo
Today · 4.125%
HK$3,749
baseline
▲ 0.50% · 4.625%
HK$3,946
+HK$197/mo
Deposit HK$701K · loan HK$701K · min. income ≈ HK$7,498/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,517
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$111/mo
Today · 4.125%
HK$3,737
baseline
▲ 0.50% · 4.625%
HK$3,964
+HK$227/mo
Deposit HK$631K · loan HK$771K · min. income ≈ HK$7,474/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$107/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,341
+HK$217/mo
Deposit HK$631K · loan HK$771K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,836
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$121/mo
Today · 4.125%
HK$4,077
baseline
▲ 0.50% · 4.625%
HK$4,325
+HK$248/mo
Deposit HK$561K · loan HK$841K · min. income ≈ HK$8,154/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,268
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,382
−HK$116/mo
Today · 4.125%
HK$4,498
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$238/mo
Deposit HK$561K · loan HK$841K · min. income ≈ HK$8,996/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,156
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,285
−HK$132/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,685
+HK$268/mo
Deposit HK$491K · loan HK$911K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,623
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,747
−HK$126/mo
Today · 4.125%
HK$4,873
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$257/mo
Deposit HK$491K · loan HK$911K · min. income ≈ HK$9,746/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$141/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$290/mo
Deposit HK$421K · loan HK$981K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,979
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$135/mo
Today · 4.125%
HK$5,248
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$277/mo
Deposit HK$421K · loan HK$981K · min. income ≈ HK$10,496/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,795
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$151/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,406
+HK$310/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,335
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$145/mo
Today · 4.125%
HK$5,623
baseline
▲ 0.50% · 4.625%
HK$5,919
+HK$296/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$11,246/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,115
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,274
−HK$162/mo
Today · 4.125%
HK$5,436
baseline
▲ 0.50% · 4.625%
HK$5,767
+HK$331/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$10,872/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,690
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,843
−HK$155/mo
Today · 4.125%
HK$5,998
baseline
▲ 0.50% · 4.625%
HK$6,314
+HK$316/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$11,996/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,435
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,604
−HK$172/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,127
+HK$351/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,046
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,208
−HK$165/mo
Today · 4.125%
HK$6,373
baseline
▲ 0.50% · 4.625%
HK$6,709
+HK$336/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$12,746/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,754
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,933
−HK$182/mo
Today · 4.125%
HK$6,115
baseline
▲ 0.50% · 4.625%
HK$6,487
+HK$372/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,230/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,573
−HK$175/mo
Today · 4.125%
HK$6,748
baseline
▲ 0.50% · 4.625%
HK$7,103
+HK$355/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,496/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).