▼ 0.50% · 3.625%
HK$3,486
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,595
−HK$110/mo
Today · 4.125%
HK$3,705
baseline
▲ 0.50% · 4.625%
HK$3,930
+HK$225/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$7,410/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,878
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,982
−HK$106/mo
Today · 4.125%
HK$4,088
baseline
▲ 0.50% · 4.625%
HK$4,303
+HK$215/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$8,176/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,835
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,954
−HK$121/mo
Today · 4.125%
HK$4,075
baseline
▲ 0.50% · 4.625%
HK$4,323
+HK$248/mo
Deposit HK$688K · loan HK$841K · min. income ≈ HK$8,150/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,266
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,381
−HK$116/mo
Today · 4.125%
HK$4,497
baseline
▲ 0.50% · 4.625%
HK$4,734
+HK$237/mo
Deposit HK$688K · loan HK$841K · min. income ≈ HK$8,994/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,183
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,314
−HK$132/mo
Today · 4.125%
HK$4,446
baseline
▲ 0.50% · 4.625%
HK$4,716
+HK$270/mo
Deposit HK$612K · loan HK$917K · min. income ≈ HK$8,892/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,779
−HK$126/mo
Today · 4.125%
HK$4,905
baseline
▲ 0.50% · 4.625%
HK$5,164
+HK$259/mo
Deposit HK$612K · loan HK$917K · min. income ≈ HK$9,810/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,532
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,673
−HK$143/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$293/mo
Deposit HK$535K · loan HK$994K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,042
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$137/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$280/mo
Deposit HK$535K · loan HK$994K · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,881
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$155/mo
Today · 4.125%
HK$5,187
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$315/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$10,374/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$148/mo
Today · 4.125%
HK$5,723
baseline
▲ 0.50% · 4.625%
HK$6,025
+HK$302/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$11,446/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,229
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,392
−HK$165/mo
Today · 4.125%
HK$5,557
baseline
▲ 0.50% · 4.625%
HK$5,895
+HK$338/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$11,114/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,818
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,974
−HK$158/mo
Today · 4.125%
HK$6,132
baseline
▲ 0.50% · 4.625%
HK$6,455
+HK$323/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$12,264/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,578
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$177/mo
Today · 4.125%
HK$5,928
baseline
▲ 0.50% · 4.625%
HK$6,288
+HK$360/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$11,856/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,205
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,372
−HK$169/mo
Today · 4.125%
HK$6,541
baseline
▲ 0.50% · 4.625%
HK$6,885
+HK$344/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$13,082/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,927
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,111
−HK$187/mo
Today · 4.125%
HK$6,298
baseline
▲ 0.50% · 4.625%
HK$6,681
+HK$383/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,596/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,593
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,770
−HK$179/mo
Today · 4.125%
HK$6,949
baseline
▲ 0.50% · 4.625%
HK$7,316
+HK$367/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,898/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,275
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,470
−HK$199/mo
Today · 4.125%
HK$6,669
baseline
▲ 0.50% · 4.625%
HK$7,074
+HK$405/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,338/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,981
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,168
−HK$190/mo
Today · 4.125%
HK$7,358
baseline
▲ 0.50% · 4.625%
HK$7,746
+HK$388/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,716/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).