▼ 0.50% · 3.625%
HK$1,980
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,041
−HK$63/mo
Today · 4.125%
HK$2,104
baseline
▲ 0.50% · 4.625%
HK$2,232
+HK$128/mo
Deposit HK$434K · loan HK$434K · min. income ≈ HK$4,208/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,202
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,261
−HK$60/mo
Today · 4.125%
HK$2,321
baseline
▲ 0.50% · 4.625%
HK$2,444
+HK$123/mo
Deposit HK$434K · loan HK$434K · min. income ≈ HK$4,642/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,178
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,245
−HK$69/mo
Today · 4.125%
HK$2,314
baseline
▲ 0.50% · 4.625%
HK$2,455
+HK$141/mo
Deposit HK$391K · loan HK$477K · min. income ≈ HK$4,628/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,423
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,487
−HK$66/mo
Today · 4.125%
HK$2,553
baseline
▲ 0.50% · 4.625%
HK$2,688
+HK$135/mo
Deposit HK$391K · loan HK$477K · min. income ≈ HK$5,106/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,376
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,449
−HK$75/mo
Today · 4.125%
HK$2,524
baseline
▲ 0.50% · 4.625%
HK$2,678
+HK$154/mo
Deposit HK$347K · loan HK$521K · min. income ≈ HK$5,048/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,643
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,714
−HK$72/mo
Today · 4.125%
HK$2,786
baseline
▲ 0.50% · 4.625%
HK$2,932
+HK$146/mo
Deposit HK$347K · loan HK$521K · min. income ≈ HK$5,572/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,573
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,654
−HK$81/mo
Today · 4.125%
HK$2,735
baseline
▲ 0.50% · 4.625%
HK$2,901
+HK$166/mo
Deposit HK$304K · loan HK$564K · min. income ≈ HK$5,470/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,863
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,940
−HK$78/mo
Today · 4.125%
HK$3,018
baseline
▲ 0.50% · 4.625%
HK$3,177
+HK$159/mo
Deposit HK$304K · loan HK$564K · min. income ≈ HK$6,036/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,771
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,858
−HK$87/mo
Today · 4.125%
HK$2,945
baseline
▲ 0.50% · 4.625%
HK$3,124
+HK$179/mo
Deposit HK$260K · loan HK$608K · min. income ≈ HK$5,890/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,083
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,166
−HK$84/mo
Today · 4.125%
HK$3,250
baseline
▲ 0.50% · 4.625%
HK$3,421
+HK$171/mo
Deposit HK$260K · loan HK$608K · min. income ≈ HK$6,500/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,969
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,062
−HK$94/mo
Today · 4.125%
HK$3,156
baseline
▲ 0.50% · 4.625%
HK$3,348
+HK$192/mo
Deposit HK$217K · loan HK$651K · min. income ≈ HK$6,312/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,303
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,392
−HK$90/mo
Today · 4.125%
HK$3,482
baseline
▲ 0.50% · 4.625%
HK$3,665
+HK$183/mo
Deposit HK$217K · loan HK$651K · min. income ≈ HK$6,964/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,167
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,266
−HK$100/mo
Today · 4.125%
HK$3,366
baseline
▲ 0.50% · 4.625%
HK$3,571
+HK$205/mo
Deposit HK$174K · loan HK$695K · min. income ≈ HK$6,732/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,524
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,618
−HK$96/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,910
+HK$196/mo
Deposit HK$174K · loan HK$695K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,365
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,470
−HK$106/mo
Today · 4.125%
HK$3,576
baseline
▲ 0.50% · 4.625%
HK$3,794
+HK$218/mo
Deposit HK$130K · loan HK$738K · min. income ≈ HK$7,152/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,744
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,844
−HK$102/mo
Today · 4.125%
HK$3,946
baseline
▲ 0.50% · 4.625%
HK$4,154
+HK$208/mo
Deposit HK$130K · loan HK$738K · min. income ≈ HK$7,892/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,563
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,674
−HK$113/mo
Today · 4.125%
HK$3,787
baseline
▲ 0.50% · 4.625%
HK$4,017
+HK$230/mo
Deposit HK$87K · loan HK$781K · min. income ≈ HK$7,574/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,964
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,070
−HK$108/mo
Today · 4.125%
HK$4,178
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$221/mo
Deposit HK$87K · loan HK$781K · min. income ≈ HK$8,356/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).