▼ 0.50% · 3.625%
HK$2,094
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,160
−HK$66/mo
Today · 4.125%
HK$2,226
baseline
▲ 0.50% · 4.625%
HK$2,361
+HK$135/mo
Deposit HK$459K · loan HK$459K · min. income ≈ HK$4,452/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,330
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,392
−HK$64/mo
Today · 4.125%
HK$2,456
baseline
▲ 0.50% · 4.625%
HK$2,585
+HK$129/mo
Deposit HK$459K · loan HK$459K · min. income ≈ HK$4,912/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,304
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,375
−HK$73/mo
Today · 4.125%
HK$2,448
baseline
▲ 0.50% · 4.625%
HK$2,597
+HK$149/mo
Deposit HK$413K · loan HK$505K · min. income ≈ HK$4,896/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,563
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,632
−HK$69/mo
Today · 4.125%
HK$2,701
baseline
▲ 0.50% · 4.625%
HK$2,844
+HK$143/mo
Deposit HK$413K · loan HK$505K · min. income ≈ HK$5,402/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,513
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,591
−HK$80/mo
Today · 4.125%
HK$2,671
baseline
▲ 0.50% · 4.625%
HK$2,833
+HK$162/mo
Deposit HK$367K · loan HK$551K · min. income ≈ HK$5,342/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,796
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,871
−HK$76/mo
Today · 4.125%
HK$2,947
baseline
▲ 0.50% · 4.625%
HK$3,102
+HK$155/mo
Deposit HK$367K · loan HK$551K · min. income ≈ HK$5,894/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,723
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,807
−HK$86/mo
Today · 4.125%
HK$2,893
baseline
▲ 0.50% · 4.625%
HK$3,070
+HK$177/mo
Deposit HK$321K · loan HK$597K · min. income ≈ HK$5,786/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,029
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,110
−HK$83/mo
Today · 4.125%
HK$3,193
baseline
▲ 0.50% · 4.625%
HK$3,361
+HK$168/mo
Deposit HK$321K · loan HK$597K · min. income ≈ HK$6,386/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,932
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,023
−HK$93/mo
Today · 4.125%
HK$3,116
baseline
▲ 0.50% · 4.625%
HK$3,306
+HK$190/mo
Deposit HK$276K · loan HK$643K · min. income ≈ HK$6,232/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,262
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,349
−HK$89/mo
Today · 4.125%
HK$3,438
baseline
▲ 0.50% · 4.625%
HK$3,619
+HK$181/mo
Deposit HK$276K · loan HK$643K · min. income ≈ HK$6,876/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,142
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,239
−HK$100/mo
Today · 4.125%
HK$3,339
baseline
▲ 0.50% · 4.625%
HK$3,542
+HK$203/mo
Deposit HK$230K · loan HK$689K · min. income ≈ HK$6,678/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,495
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,589
−HK$95/mo
Today · 4.125%
HK$3,684
baseline
▲ 0.50% · 4.625%
HK$3,878
+HK$194/mo
Deposit HK$230K · loan HK$689K · min. income ≈ HK$7,368/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,351
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,455
−HK$106/mo
Today · 4.125%
HK$3,561
baseline
▲ 0.50% · 4.625%
HK$3,778
+HK$217/mo
Deposit HK$184K · loan HK$735K · min. income ≈ HK$7,122/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,728
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,828
−HK$101/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$208/mo
Deposit HK$184K · loan HK$735K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,560
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,671
−HK$113/mo
Today · 4.125%
HK$3,784
baseline
▲ 0.50% · 4.625%
HK$4,014
+HK$230/mo
Deposit HK$138K · loan HK$781K · min. income ≈ HK$7,568/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,961
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,067
−HK$108/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,395
+HK$220/mo
Deposit HK$138K · loan HK$781K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,770
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,887
−HK$119/mo
Today · 4.125%
HK$4,006
baseline
▲ 0.50% · 4.625%
HK$4,250
+HK$244/mo
Deposit HK$92K · loan HK$827K · min. income ≈ HK$8,012/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,194
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,306
−HK$115/mo
Today · 4.125%
HK$4,421
baseline
▲ 0.50% · 4.625%
HK$4,654
+HK$233/mo
Deposit HK$92K · loan HK$827K · min. income ≈ HK$8,842/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).