▼ 0.50% · 3.625%
HK$2,939
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,031
−HK$93/mo
Today · 4.125%
HK$3,124
baseline
▲ 0.50% · 4.625%
HK$3,314
+HK$190/mo
Deposit HK$645K · loan HK$645K · min. income ≈ HK$6,248/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,270
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,358
−HK$89/mo
Today · 4.125%
HK$3,447
baseline
▲ 0.50% · 4.625%
HK$3,628
+HK$181/mo
Deposit HK$645K · loan HK$645K · min. income ≈ HK$6,894/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,233
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,334
−HK$102/mo
Today · 4.125%
HK$3,436
baseline
▲ 0.50% · 4.625%
HK$3,645
+HK$209/mo
Deposit HK$580K · loan HK$709K · min. income ≈ HK$6,872/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,597
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,694
−HK$97/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$3,991
+HK$200/mo
Deposit HK$580K · loan HK$709K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,527
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,637
−HK$112/mo
Today · 4.125%
HK$3,749
baseline
▲ 0.50% · 4.625%
HK$3,977
+HK$228/mo
Deposit HK$516K · loan HK$773K · min. income ≈ HK$7,498/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,924
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$107/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,354
+HK$218/mo
Deposit HK$516K · loan HK$773K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,821
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,940
−HK$121/mo
Today · 4.125%
HK$4,061
baseline
▲ 0.50% · 4.625%
HK$4,308
+HK$247/mo
Deposit HK$451K · loan HK$838K · min. income ≈ HK$8,122/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,251
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,365
−HK$116/mo
Today · 4.125%
HK$4,481
baseline
▲ 0.50% · 4.625%
HK$4,717
+HK$236/mo
Deposit HK$451K · loan HK$838K · min. income ≈ HK$8,962/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$130/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,639
+HK$266/mo
Deposit HK$387K · loan HK$902K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$124/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,080
+HK$255/mo
Deposit HK$387K · loan HK$902K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,409
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$140/mo
Today · 4.125%
HK$4,686
baseline
▲ 0.50% · 4.625%
HK$4,971
+HK$285/mo
Deposit HK$322K · loan HK$967K · min. income ≈ HK$9,372/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$133/mo
Today · 4.125%
HK$5,170
baseline
▲ 0.50% · 4.625%
HK$5,443
+HK$273/mo
Deposit HK$322K · loan HK$967K · min. income ≈ HK$10,340/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,703
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$149/mo
Today · 4.125%
HK$4,998
baseline
▲ 0.50% · 4.625%
HK$5,302
+HK$304/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$9,996/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,232
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$143/mo
Today · 4.125%
HK$5,515
baseline
▲ 0.50% · 4.625%
HK$5,806
+HK$291/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$11,030/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,997
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,153
−HK$157/mo
Today · 4.125%
HK$5,310
baseline
▲ 0.50% · 4.625%
HK$5,634
+HK$324/mo
Deposit HK$193K · loan HK$1.10M · min. income ≈ HK$10,620/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,559
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,708
−HK$152/mo
Today · 4.125%
HK$5,860
baseline
▲ 0.50% · 4.625%
HK$6,168
+HK$308/mo
Deposit HK$193K · loan HK$1.10M · min. income ≈ HK$11,720/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,291
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,456
−HK$167/mo
Today · 4.125%
HK$5,623
baseline
▲ 0.50% · 4.625%
HK$5,965
+HK$342/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,246/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,886
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,044
−HK$160/mo
Today · 4.125%
HK$6,204
baseline
▲ 0.50% · 4.625%
HK$6,531
+HK$327/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,408/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).