▼ 0.50% · 3.625%
HK$2,937
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,028
−HK$93/mo
Today · 4.125%
HK$3,121
baseline
▲ 0.50% · 4.625%
HK$3,311
+HK$190/mo
Deposit HK$644K · loan HK$644K · min. income ≈ HK$6,242/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,267
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,355
−HK$89/mo
Today · 4.125%
HK$3,444
baseline
▲ 0.50% · 4.625%
HK$3,625
+HK$181/mo
Deposit HK$644K · loan HK$644K · min. income ≈ HK$6,888/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,231
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,331
−HK$102/mo
Today · 4.125%
HK$3,433
baseline
▲ 0.50% · 4.625%
HK$3,642
+HK$209/mo
Deposit HK$580K · loan HK$708K · min. income ≈ HK$6,866/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,594
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,690
−HK$98/mo
Today · 4.125%
HK$3,788
baseline
▲ 0.50% · 4.625%
HK$3,988
+HK$200/mo
Deposit HK$580K · loan HK$708K · min. income ≈ HK$7,576/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,524
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,634
−HK$111/mo
Today · 4.125%
HK$3,745
baseline
▲ 0.50% · 4.625%
HK$3,973
+HK$228/mo
Deposit HK$515K · loan HK$773K · min. income ≈ HK$7,490/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,921
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,026
−HK$107/mo
Today · 4.125%
HK$4,133
baseline
▲ 0.50% · 4.625%
HK$4,350
+HK$217/mo
Deposit HK$515K · loan HK$773K · min. income ≈ HK$8,266/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,818
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,937
−HK$120/mo
Today · 4.125%
HK$4,057
baseline
▲ 0.50% · 4.625%
HK$4,304
+HK$247/mo
Deposit HK$451K · loan HK$837K · min. income ≈ HK$8,114/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,248
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,361
−HK$116/mo
Today · 4.125%
HK$4,477
baseline
▲ 0.50% · 4.625%
HK$4,713
+HK$236/mo
Deposit HK$451K · loan HK$837K · min. income ≈ HK$8,954/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,112
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,240
−HK$130/mo
Today · 4.125%
HK$4,370
baseline
▲ 0.50% · 4.625%
HK$4,635
+HK$265/mo
Deposit HK$386K · loan HK$902K · min. income ≈ HK$8,740/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,574
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,697
−HK$124/mo
Today · 4.125%
HK$4,821
baseline
▲ 0.50% · 4.625%
HK$5,076
+HK$255/mo
Deposit HK$386K · loan HK$902K · min. income ≈ HK$9,642/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,405
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,542
−HK$140/mo
Today · 4.125%
HK$4,682
baseline
▲ 0.50% · 4.625%
HK$4,967
+HK$285/mo
Deposit HK$322K · loan HK$966K · min. income ≈ HK$9,364/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$134/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,438
+HK$272/mo
Deposit HK$322K · loan HK$966K · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,699
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,845
−HK$149/mo
Today · 4.125%
HK$4,994
baseline
▲ 0.50% · 4.625%
HK$5,298
+HK$304/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$9,988/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,228
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,368
−HK$142/mo
Today · 4.125%
HK$5,510
baseline
▲ 0.50% · 4.625%
HK$5,801
+HK$291/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$11,020/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,148
−HK$158/mo
Today · 4.125%
HK$5,306
baseline
▲ 0.50% · 4.625%
HK$5,629
+HK$323/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$10,612/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,554
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,703
−HK$152/mo
Today · 4.125%
HK$5,855
baseline
▲ 0.50% · 4.625%
HK$6,163
+HK$308/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$11,710/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,287
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,451
−HK$167/mo
Today · 4.125%
HK$5,618
baseline
▲ 0.50% · 4.625%
HK$5,960
+HK$342/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,236/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,881
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,039
−HK$160/mo
Today · 4.125%
HK$6,199
baseline
▲ 0.50% · 4.625%
HK$6,526
+HK$327/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,398/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).