▼ 0.50% · 3.625%
HK$1,956
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,017
−HK$62/mo
Today · 4.125%
HK$2,079
baseline
▲ 0.50% · 4.625%
HK$2,205
+HK$126/mo
Deposit HK$429K · loan HK$429K · min. income ≈ HK$4,158/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,176
−HK$118/mo
▼ 0.25% · 3.875%
HK$2,234
−HK$60/mo
Today · 4.125%
HK$2,294
baseline
▲ 0.50% · 4.625%
HK$2,414
+HK$120/mo
Deposit HK$429K · loan HK$429K · min. income ≈ HK$4,588/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,152
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,218
−HK$68/mo
Today · 4.125%
HK$2,286
baseline
▲ 0.50% · 4.625%
HK$2,426
+HK$140/mo
Deposit HK$386K · loan HK$472K · min. income ≈ HK$4,572/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,394
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,458
−HK$65/mo
Today · 4.125%
HK$2,523
baseline
▲ 0.50% · 4.625%
HK$2,656
+HK$133/mo
Deposit HK$386K · loan HK$472K · min. income ≈ HK$5,046/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,347
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,420
−HK$74/mo
Today · 4.125%
HK$2,494
baseline
▲ 0.50% · 4.625%
HK$2,646
+HK$152/mo
Deposit HK$343K · loan HK$515K · min. income ≈ HK$4,988/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,611
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,681
−HK$71/mo
Today · 4.125%
HK$2,752
baseline
▲ 0.50% · 4.625%
HK$2,897
+HK$145/mo
Deposit HK$343K · loan HK$515K · min. income ≈ HK$5,504/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,543
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,622
−HK$80/mo
Today · 4.125%
HK$2,702
baseline
▲ 0.50% · 4.625%
HK$2,867
+HK$165/mo
Deposit HK$300K · loan HK$558K · min. income ≈ HK$5,404/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,829
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,905
−HK$77/mo
Today · 4.125%
HK$2,982
baseline
▲ 0.50% · 4.625%
HK$3,139
+HK$157/mo
Deposit HK$300K · loan HK$558K · min. income ≈ HK$5,964/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,738
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,824
−HK$86/mo
Today · 4.125%
HK$2,910
baseline
▲ 0.50% · 4.625%
HK$3,087
+HK$177/mo
Deposit HK$257K · loan HK$600K · min. income ≈ HK$5,820/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,046
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,128
−HK$83/mo
Today · 4.125%
HK$3,211
baseline
▲ 0.50% · 4.625%
HK$3,380
+HK$169/mo
Deposit HK$257K · loan HK$600K · min. income ≈ HK$6,422/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,934
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,025
−HK$93/mo
Today · 4.125%
HK$3,118
baseline
▲ 0.50% · 4.625%
HK$3,308
+HK$190/mo
Deposit HK$214K · loan HK$643K · min. income ≈ HK$6,236/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,264
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$88/mo
Today · 4.125%
HK$3,440
baseline
▲ 0.50% · 4.625%
HK$3,622
+HK$182/mo
Deposit HK$214K · loan HK$643K · min. income ≈ HK$6,880/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,130
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,227
−HK$99/mo
Today · 4.125%
HK$3,326
baseline
▲ 0.50% · 4.625%
HK$3,528
+HK$202/mo
Deposit HK$172K · loan HK$686K · min. income ≈ HK$6,652/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,482
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,575
−HK$95/mo
Today · 4.125%
HK$3,670
baseline
▲ 0.50% · 4.625%
HK$3,863
+HK$193/mo
Deposit HK$172K · loan HK$686K · min. income ≈ HK$7,340/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,325
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,429
−HK$105/mo
Today · 4.125%
HK$3,534
baseline
▲ 0.50% · 4.625%
HK$3,749
+HK$215/mo
Deposit HK$129K · loan HK$729K · min. income ≈ HK$7,068/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,699
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,798
−HK$101/mo
Today · 4.125%
HK$3,899
baseline
▲ 0.50% · 4.625%
HK$4,105
+HK$206/mo
Deposit HK$129K · loan HK$729K · min. income ≈ HK$7,798/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,521
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,630
−HK$112/mo
Today · 4.125%
HK$3,742
baseline
▲ 0.50% · 4.625%
HK$3,969
+HK$227/mo
Deposit HK$86K · loan HK$772K · min. income ≈ HK$7,484/mo (50% DSR)
Upfront cash ≈ HK$86K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,917
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,022
−HK$106/mo
Today · 4.125%
HK$4,128
baseline
▲ 0.50% · 4.625%
HK$4,346
+HK$218/mo
Deposit HK$86K · loan HK$772K · min. income ≈ HK$8,256/mo (50% DSR)
Upfront cash ≈ HK$86K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).