▼ 0.50% · 3.625%
HK$20,906
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,556
−HK$661/mo
Today · 4.125%
HK$22,217
baseline
▲ 0.50% · 4.625%
HK$23,569
+HK$1,352/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,434/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,257
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,881
−HK$633/mo
Today · 4.125%
HK$24,514
baseline
▲ 0.50% · 4.625%
HK$25,806
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,028/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,996
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,712
−HK$726/mo
Today · 4.125%
HK$24,438
baseline
▲ 0.50% · 4.625%
HK$25,925
+HK$1,487/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$48,876/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,583
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,269
−HK$696/mo
Today · 4.125%
HK$26,965
baseline
▲ 0.50% · 4.625%
HK$28,387
+HK$1,422/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$53,930/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,087
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,867
−HK$793/mo
Today · 4.125%
HK$26,660
baseline
▲ 0.50% · 4.625%
HK$28,282
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,320/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,909
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,657
−HK$760/mo
Today · 4.125%
HK$29,417
baseline
▲ 0.50% · 4.625%
HK$30,967
+HK$1,550/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,834/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,177
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,023
−HK$859/mo
Today · 4.125%
HK$28,882
baseline
▲ 0.50% · 4.625%
HK$30,639
+HK$1,757/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,764/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,235
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,046
−HK$822/mo
Today · 4.125%
HK$31,868
baseline
▲ 0.50% · 4.625%
HK$33,548
+HK$1,680/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,736/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,268
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,178
−HK$925/mo
Today · 4.125%
HK$31,103
baseline
▲ 0.50% · 4.625%
HK$32,996
+HK$1,893/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,206/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,560
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,434
−HK$886/mo
Today · 4.125%
HK$34,320
baseline
▲ 0.50% · 4.625%
HK$36,129
+HK$1,809/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,640/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,359
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,334
−HK$991/mo
Today · 4.125%
HK$33,325
baseline
▲ 0.50% · 4.625%
HK$35,353
+HK$2,028/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,650/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,886
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,822
−HK$949/mo
Today · 4.125%
HK$36,771
baseline
▲ 0.50% · 4.625%
HK$38,709
+HK$1,938/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,542/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,449
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,490
−HK$1,057/mo
Today · 4.125%
HK$35,547
baseline
▲ 0.50% · 4.625%
HK$37,710
+HK$2,163/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,094/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,212
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,210
−HK$1,012/mo
Today · 4.125%
HK$39,222
baseline
▲ 0.50% · 4.625%
HK$41,290
+HK$2,068/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,444/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,540
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,645
−HK$1,123/mo
Today · 4.125%
HK$37,768
baseline
▲ 0.50% · 4.625%
HK$40,067
+HK$2,299/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$75,536/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,538
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,598
−HK$1,076/mo
Today · 4.125%
HK$41,674
baseline
▲ 0.50% · 4.625%
HK$43,870
+HK$2,196/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$83,348/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,630
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,801
−HK$1,189/mo
Today · 4.125%
HK$39,990
baseline
▲ 0.50% · 4.625%
HK$42,423
+HK$2,433/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$79,980/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,863
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,986
−HK$1,139/mo
Today · 4.125%
HK$44,125
baseline
▲ 0.50% · 4.625%
HK$46,451
+HK$2,326/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,250/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,817 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).