▼ 0.50% · 3.625%
HK$22,056
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,742
−HK$697/mo
Today · 4.125%
HK$23,439
baseline
▲ 0.50% · 4.625%
HK$24,865
+HK$1,426/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,878/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,537
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,195
−HK$667/mo
Today · 4.125%
HK$25,862
baseline
▲ 0.50% · 4.625%
HK$27,226
+HK$1,364/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,724/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,261
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,016
−HK$767/mo
Today · 4.125%
HK$25,783
baseline
▲ 0.50% · 4.625%
HK$27,351
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,566/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,990
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,714
−HK$735/mo
Today · 4.125%
HK$28,449
baseline
▲ 0.50% · 4.625%
HK$29,948
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,898/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,467
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,290
−HK$837/mo
Today · 4.125%
HK$28,127
baseline
▲ 0.50% · 4.625%
HK$29,838
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,254/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,444
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,234
−HK$801/mo
Today · 4.125%
HK$31,035
baseline
▲ 0.50% · 4.625%
HK$32,671
+HK$1,636/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,070/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,672
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,564
−HK$906/mo
Today · 4.125%
HK$30,470
baseline
▲ 0.50% · 4.625%
HK$32,324
+HK$1,854/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$60,940/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,898
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,753
−HK$868/mo
Today · 4.125%
HK$33,621
baseline
▲ 0.50% · 4.625%
HK$35,393
+HK$1,772/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,242/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,878
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,838
−HK$976/mo
Today · 4.125%
HK$32,814
baseline
▲ 0.50% · 4.625%
HK$34,811
+HK$1,997/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,628/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,351
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,273
−HK$934/mo
Today · 4.125%
HK$36,207
baseline
▲ 0.50% · 4.625%
HK$38,116
+HK$1,909/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,414/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,084
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,113
−HK$1,045/mo
Today · 4.125%
HK$35,158
baseline
▲ 0.50% · 4.625%
HK$37,297
+HK$2,139/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,316/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,805
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,792
−HK$1,002/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$40,838
+HK$2,044/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,289
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,387
−HK$1,115/mo
Today · 4.125%
HK$37,502
baseline
▲ 0.50% · 4.625%
HK$39,784
+HK$2,282/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$75,004/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,259
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,312
−HK$1,068/mo
Today · 4.125%
HK$41,380
baseline
▲ 0.50% · 4.625%
HK$43,561
+HK$2,181/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$82,760/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,495
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,661
−HK$1,185/mo
Today · 4.125%
HK$39,846
baseline
▲ 0.50% · 4.625%
HK$42,270
+HK$2,424/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,692/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,712
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,831
−HK$1,135/mo
Today · 4.125%
HK$43,966
baseline
▲ 0.50% · 4.625%
HK$46,284
+HK$2,318/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,932/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,700
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,935
−HK$1,255/mo
Today · 4.125%
HK$42,190
baseline
▲ 0.50% · 4.625%
HK$44,757
+HK$2,567/mo
Deposit HK$967K · loan HK$8.71M · min. income ≈ HK$84,380/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,166
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,351
−HK$1,201/mo
Today · 4.125%
HK$46,552
baseline
▲ 0.50% · 4.625%
HK$49,006
+HK$2,454/mo
Deposit HK$967K · loan HK$8.71M · min. income ≈ HK$93,104/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$337,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).