▼ 0.50% · 3.625%
HK$21,714
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,389
−HK$686/mo
Today · 4.125%
HK$23,075
baseline
▲ 0.50% · 4.625%
HK$24,479
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,150/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,156
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,804
−HK$657/mo
Today · 4.125%
HK$25,461
baseline
▲ 0.50% · 4.625%
HK$26,803
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,922/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,885
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,628
−HK$755/mo
Today · 4.125%
HK$25,383
baseline
▲ 0.50% · 4.625%
HK$26,927
+HK$1,544/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,766/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,572
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,285
−HK$723/mo
Today · 4.125%
HK$28,008
baseline
▲ 0.50% · 4.625%
HK$29,484
+HK$1,476/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,016/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,056
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,867
−HK$823/mo
Today · 4.125%
HK$27,690
baseline
▲ 0.50% · 4.625%
HK$29,375
+HK$1,685/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,380/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,988
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,765
−HK$789/mo
Today · 4.125%
HK$30,554
baseline
▲ 0.50% · 4.625%
HK$32,164
+HK$1,610/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,108/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,228
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,106
−HK$892/mo
Today · 4.125%
HK$29,998
baseline
▲ 0.50% · 4.625%
HK$31,823
+HK$1,825/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,996/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,403
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,245
−HK$855/mo
Today · 4.125%
HK$33,100
baseline
▲ 0.50% · 4.625%
HK$34,845
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,200/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,399
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,345
−HK$960/mo
Today · 4.125%
HK$32,305
baseline
▲ 0.50% · 4.625%
HK$34,271
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,610/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,819
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,726
−HK$920/mo
Today · 4.125%
HK$35,646
baseline
▲ 0.50% · 4.625%
HK$37,525
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,292/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,571
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,584
−HK$1,029/mo
Today · 4.125%
HK$34,613
baseline
▲ 0.50% · 4.625%
HK$36,719
+HK$2,106/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,226/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,234
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,206
−HK$986/mo
Today · 4.125%
HK$38,192
baseline
▲ 0.50% · 4.625%
HK$40,205
+HK$2,013/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,384/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,742
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,823
−HK$1,098/mo
Today · 4.125%
HK$36,921
baseline
▲ 0.50% · 4.625%
HK$39,167
+HK$2,246/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,842/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,650
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,687
−HK$1,051/mo
Today · 4.125%
HK$40,738
baseline
▲ 0.50% · 4.625%
HK$42,886
+HK$2,148/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,476/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,913
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,062
−HK$1,166/mo
Today · 4.125%
HK$39,228
baseline
▲ 0.50% · 4.625%
HK$41,615
+HK$2,387/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,456/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,066
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,167
−HK$1,117/mo
Today · 4.125%
HK$43,284
baseline
▲ 0.50% · 4.625%
HK$45,566
+HK$2,282/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,568/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,085
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,300
−HK$1,236/mo
Today · 4.125%
HK$41,536
baseline
▲ 0.50% · 4.625%
HK$44,063
+HK$2,527/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,072/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,481
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,647
−HK$1,183/mo
Today · 4.125%
HK$45,830
baseline
▲ 0.50% · 4.625%
HK$48,246
+HK$2,416/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,660/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,249 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).