▼ 0.50% · 3.625%
HK$21,728
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,404
−HK$686/mo
Today · 4.125%
HK$23,090
baseline
▲ 0.50% · 4.625%
HK$24,495
+HK$1,405/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,180/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,172
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,820
−HK$658/mo
Today · 4.125%
HK$25,478
baseline
▲ 0.50% · 4.625%
HK$26,821
+HK$1,343/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,956/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,901
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,644
−HK$755/mo
Today · 4.125%
HK$25,399
baseline
▲ 0.50% · 4.625%
HK$26,945
+HK$1,546/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,798/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,589
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,302
−HK$724/mo
Today · 4.125%
HK$28,026
baseline
▲ 0.50% · 4.625%
HK$29,503
+HK$1,477/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,052/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,073
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,884
−HK$824/mo
Today · 4.125%
HK$27,708
baseline
▲ 0.50% · 4.625%
HK$29,394
+HK$1,686/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,416/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,006
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,784
−HK$790/mo
Today · 4.125%
HK$30,574
baseline
▲ 0.50% · 4.625%
HK$32,185
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,148/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,246
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,125
−HK$893/mo
Today · 4.125%
HK$30,018
baseline
▲ 0.50% · 4.625%
HK$31,844
+HK$1,826/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$60,036/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,424
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,266
−HK$855/mo
Today · 4.125%
HK$33,121
baseline
▲ 0.50% · 4.625%
HK$34,867
+HK$1,746/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$66,242/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,419
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,365
−HK$962/mo
Today · 4.125%
HK$32,327
baseline
▲ 0.50% · 4.625%
HK$34,294
+HK$1,967/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,654/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,841
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,748
−HK$921/mo
Today · 4.125%
HK$35,669
baseline
▲ 0.50% · 4.625%
HK$37,549
+HK$1,880/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,338/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,592
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,606
−HK$1,030/mo
Today · 4.125%
HK$34,636
baseline
▲ 0.50% · 4.625%
HK$36,743
+HK$2,107/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,272/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,258
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,230
−HK$987/mo
Today · 4.125%
HK$38,217
baseline
▲ 0.50% · 4.625%
HK$40,231
+HK$2,014/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,434/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,765
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,846
−HK$1,099/mo
Today · 4.125%
HK$36,945
baseline
▲ 0.50% · 4.625%
HK$39,193
+HK$2,248/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$73,890/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,675
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,713
−HK$1,052/mo
Today · 4.125%
HK$40,765
baseline
▲ 0.50% · 4.625%
HK$42,914
+HK$2,149/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$81,530/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,937
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,086
−HK$1,168/mo
Today · 4.125%
HK$39,254
baseline
▲ 0.50% · 4.625%
HK$41,642
+HK$2,388/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,508/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,092
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,195
−HK$1,118/mo
Today · 4.125%
HK$43,313
baseline
▲ 0.50% · 4.625%
HK$45,596
+HK$2,283/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,626/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,110
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,327
−HK$1,236/mo
Today · 4.125%
HK$41,563
baseline
▲ 0.50% · 4.625%
HK$44,092
+HK$2,529/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,126/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,510
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,677
−HK$1,183/mo
Today · 4.125%
HK$45,860
baseline
▲ 0.50% · 4.625%
HK$48,278
+HK$2,418/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,720/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,870 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).