▼ 0.50% · 3.625%
HK$21,692
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,367
−HK$685/mo
Today · 4.125%
HK$23,052
baseline
▲ 0.50% · 4.625%
HK$24,455
+HK$1,403/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,104/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,132
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,779
−HK$657/mo
Today · 4.125%
HK$25,436
baseline
▲ 0.50% · 4.625%
HK$26,777
+HK$1,341/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,872/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,861
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,603
−HK$755/mo
Today · 4.125%
HK$25,358
baseline
▲ 0.50% · 4.625%
HK$26,900
+HK$1,542/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,716/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,545
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,257
−HK$723/mo
Today · 4.125%
HK$27,980
baseline
▲ 0.50% · 4.625%
HK$29,454
+HK$1,474/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,960/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,030
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,840
−HK$823/mo
Today · 4.125%
HK$27,663
baseline
▲ 0.50% · 4.625%
HK$29,346
+HK$1,683/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,326/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,959
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,735
−HK$788/mo
Today · 4.125%
HK$30,523
baseline
▲ 0.50% · 4.625%
HK$32,132
+HK$1,609/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,046/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,200
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,077
−HK$891/mo
Today · 4.125%
HK$29,968
baseline
▲ 0.50% · 4.625%
HK$31,791
+HK$1,823/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,936/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,372
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,213
−HK$854/mo
Today · 4.125%
HK$33,067
baseline
▲ 0.50% · 4.625%
HK$34,810
+HK$1,743/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,134/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,369
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,313
−HK$960/mo
Today · 4.125%
HK$32,273
baseline
▲ 0.50% · 4.625%
HK$34,237
+HK$1,964/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,546/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,785
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,691
−HK$919/mo
Today · 4.125%
HK$35,610
baseline
▲ 0.50% · 4.625%
HK$37,487
+HK$1,877/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,220/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,538
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,550
−HK$1,028/mo
Today · 4.125%
HK$34,578
baseline
▲ 0.50% · 4.625%
HK$36,682
+HK$2,104/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,156/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,198
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,169
−HK$985/mo
Today · 4.125%
HK$38,154
baseline
▲ 0.50% · 4.625%
HK$40,165
+HK$2,011/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,308/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,707
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,787
−HK$1,097/mo
Today · 4.125%
HK$36,884
baseline
▲ 0.50% · 4.625%
HK$39,128
+HK$2,244/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,768/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,611
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,647
−HK$1,050/mo
Today · 4.125%
HK$40,697
baseline
▲ 0.50% · 4.625%
HK$42,843
+HK$2,146/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,394/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,876
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,023
−HK$1,166/mo
Today · 4.125%
HK$39,189
baseline
▲ 0.50% · 4.625%
HK$41,573
+HK$2,384/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,378/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,025
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,125
−HK$1,116/mo
Today · 4.125%
HK$43,241
baseline
▲ 0.50% · 4.625%
HK$45,520
+HK$2,279/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,482/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,046
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,260
−HK$1,234/mo
Today · 4.125%
HK$41,494
baseline
▲ 0.50% · 4.625%
HK$44,019
+HK$2,525/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,988/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,438
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,603
−HK$1,182/mo
Today · 4.125%
HK$45,785
baseline
▲ 0.50% · 4.625%
HK$48,198
+HK$2,413/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,570/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,297 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).